1195 Arroyo Chico, Boulder, CO 80302 Property Records

Boulder County property record for 1195 Arroyo Chico, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,247 sqft · built 2022
Lot Size	3.72 acres (162,144 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (May 2019)
Tax Bill	$7,483 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1461-16-0-00-023`

Property Details

APN / Parcel Number

Primary APN	`1461-16-0-00-023`
Alternative APNs	`R0058525` `0058525`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,247 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Metal
Lot Area	162,144 sqft
Garage Type	Attached
Garage Area	664 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0058525
Street Address	1195 ARROYO CHICO
City	BOULDER
State	CO
Zip	80302-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	3.7 AC SE 1/4 SW 1/4 16-1N-71 PER DEED 1588360 3/4/96 BCR
Legal Range	71
Legal Township	1N
Legal Section	16
Legal Subdivision	TR, NBR 903 SUGARLOAF AREA
Legal Block	3
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	3
Census Block	3028
Census Tract	13704

Owner

1195 Arroyo Chico is owned and occupied by two individuals who bought it in May 2019.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1195 ARROYO CHICO, BOULDER, CO 80302-9730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage FLATIRONS BANK
Aug 2, 2021	Deed of Trust, Mortgage · Construction Mortgage FLATIRONS BANK
May 31, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	May 14, 1999 · Amount on File
Deed Document Number	20193715526
Prior Transfer Date	Aug 8, 2002
Prior Transfer Doc	0002348547
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1195 ARROYO CHICO, BOULDER, CO 80302
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 WILLARD ST, HOUSTON, TX 77006-1112

Mortgage

Document Number	0004003813
Date	Apr 13, 2023
Instrument	4003813

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1195 ARROYO CHICO, BOULDER, CO 80302
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003903569
Date	Aug 2, 2021
Instrument	3903569

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 30, 2022

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	May 31, 2019
Property Address	1195 ARROYO CHICO, BOULDER, CO 80302-9730
Document Number	0003715526
Instrument Date	May 31, 2019
Instrument	3715526
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$11.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 ARROYO CHICO BOULDER CO 80302, BOULDER, CO 80302

Tax Assessment & Valuation

The 2025 property tax bill for 1195 Arroyo Chico was $7,483.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,080 (+2.15%) Land $10,479 Building $62,601	$1,144,700 (-) Land $224,100 Building $920,600
2025	$7,483.00	$71,544 Land $14,006 Building $57,538	$1,144,700 Land $224,100 Building $920,600
2023	$4,606.00 (+158.18%)	$51,861 (+196.69%) Land $15,256 Building $36,605	$774,050 (+207.77%) Land $227,700 Building $546,350
2022	$1,784.00	$17,480 Land $11,155 Building $6,325	$251,500 Land $160,500 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1195 Arroyo Chico in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Arroyo Chico is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Rise Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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