1193 E Winners Cir, Bloomington, IN 47401 Property Records

Monroe County property record for 1193 E Winners Cir, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,198 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$805,000 (Jul 2025)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2010 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`014-18905-49`

Property Details

APN / Parcel Number

Primary APN	`014-18905-49`
Alternative APN	`53-08-21-100-103.000-008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,198 sqft Living Area
1st Floor Area	3,198 sqft
Basement Area	1,599 sqft
Finished Basement	1,599 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-18905-49
Street Address	1193 E WINNERS CIR
City	BLOOMINGTON
State	IN
Zip	47401-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BRIDLEWOOD PH 1 LOT 49
Legal Lot Number	49
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage BEDFORD FSB
Sep 15, 2010	Deed of Trust, Mortgage · Line of Credit BEDFORD FSB
May 12, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE CORP
Feb 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage METLIFE HOME LOANS
Nov 14, 2011	Deed of Trust, Mortgage · Conventional Mortgage KIRKSTON MORTGAGE LENDING LLC
Dec 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 2, 2007	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	202554135
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020006778
Date	May 14, 2020
Instrument	2020006778

Lender

Name	BEDFORD FSB
Type	Bank
Address	BEDFORD, IN 47421

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010013788
Date	Sep 15, 2010
Instrument	2010013788

Lender

Name	BEDFORD FSB
Address	BEDFORD, IN 47421

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005008620
Date	May 12, 2005
Instrument	2005008620

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2020

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009002633
Date	Feb 20, 2009
Instrument	2009002633

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011015879
Date	Nov 14, 2011
Instrument	2011015879

Lender

Name	KIRKSTON MORTGAGE LENDING LLC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012021156
Date	Dec 14, 2012
Instrument	2012021156

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2028

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007000013
Date	Jan 2, 2007
Instrument	2007000013

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2022

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 18, 2025
Property Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Document Number	2025008036
Map Reference	CAB C ENV 300
Instrument Date	Jul 16, 2025
Instrument	2025008036
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 E WINNERS CIR, BLOOMINGTON, IN 47401-8351

Mortgage

Document Number	2025008037
Date	Jul 18, 2025
Instrument	2025008037

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,984.00 (-6.83%)	$528,000 (+0.71%) Land $85,800 Building $442,200	$528,000 (+0.71%) Land $85,800 Building $442,200
2024	$4,276.00 (-0.67%)
2023		$524,300 (+4.19%) Land $85,800 Building $438,500	$524,300 (+4.19%) Land $85,800 Building $438,500
2022	$4,305.00	$503,200 Land $85,800 Building $417,400	$503,200 Land $85,800 Building $417,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GigabitNow, Smithville Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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