1172 E Winners Cir, Bloomington, IN 47401 Property Records

Monroe County property record for 1172 E Winners Cir, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,112 sqft · built 2002
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$368,000 (Jun 2014)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014-18905-43`

Property Details

APN / Parcel Number

Primary APN	`014-18905-43`
Alternative APN	`53-08-21-100-092.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,112 sqft Living Area
1st Floor Area	2,748 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	1,231 sqft
Finished Basement	556 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-18905-43
Street Address	1172 E WINNERS CIR
City	BLOOMINGTON
State	IN
Zip	47401-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BRIDLEWOOD PH 1 LOT 43
Legal Subdivision	BRIDLEWOOD SUB PH 01
Legal Lot Number	43
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1172 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2014 · Amount on Record
Deed Sale	Jun 2, 2014 · Amount on Record
Prior Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	20146470
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1172 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017937
Date	Oct 27, 2020
Instrument	2020017937

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1172 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012442
Date	Jun 30, 2021
Instrument	2021012442

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,385.00 (-16.95%)	$500,600 (-0.06%) Land $79,400 Building $421,200	$500,600 (-0.06%) Land $79,400 Building $421,200
2024	$4,076.00 (+6.73%)
2023		$500,900 (+7.17%) Land $79,400 Building $421,500	$500,900 (+7.17%) Land $79,400 Building $421,500
2022	$3,819.00	$467,400 Land $79,400 Building $388,000	$467,400 Land $79,400 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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