1186 E Winners Cir, Bloomington, IN 47401 Property Records

Monroe County property record for 1186 E Winners Cir, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,936 sqft · built 2002
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,500 (Jun 2023)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-18905-44`

Property Details

APN / Parcel Number

Primary APN	`014-18905-44`
Alternative APN	`53-08-21-100-108.000-008`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,936 sqft Living Area
1st Floor Area	2,540 sqft
Attic	Attic
Attic Area	792 sqft
Basement Area	1,191 sqft
Finished Basement	1,191 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Area	576 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-18905-44
Street Address	1186 E WINNERS CIR
City	BLOOMINGTON
State	IN
Zip	47401-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BRIDLEWOOD PH 1 LOT 44
Legal Subdivision	BRIDLEWOOD SUB PH 1
Legal Lot Number	44
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed, Transfer TITLE US LLC, TITLE PLUS
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2023	Warranty Deed, Transfer
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	202349197
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jun 5, 2026
Property Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Document Number	0000056156
Instrument Date	Jun 5, 2026
Instrument	202656156
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	TITLE US LLC, TITLE PLUS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021016843
Date	Aug 31, 2021
Instrument	2021016843

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 12, 2023
Property Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Document Number	2023006258
Map Reference	CAB C ENV 300
Instrument Date	Jun 9, 2023
Instrument	2023006258
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 9, 2020
Property Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Document Number	2020003365
Map Reference	CAB C ENV 300
Instrument Date	Mar 4, 2020
Instrument	2020003365
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351

Mortgage

Document Number	2020003366
Date	Mar 9, 2020
Instrument	2020003366

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 25, 2018
Property Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Document Number	2018008351
Map Reference	CAB C ENV 300
Instrument Date	Jun 21, 2018
Instrument	2018008351
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1186 E WINNERS CIR, BLOOMINGTON, IN 47401-8351
Investor	Possibly a Property Investor

Mortgage

Document Number	2018008352
Date	Jun 25, 2018
Instrument	2018008352

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,847.00 (-7.59%)	$616,800 (+7.57%) Land $79,400 Building $537,400	$616,800 (+7.57%) Land $79,400 Building $537,400
2024	$5,245.00 (-23.93%)
2023		$573,400 (+4.73%) Land $79,400 Building $494,000	$573,400 (+4.73%) Land $79,400 Building $494,000
2022	$6,895.00 (+69.29%)	$547,500 Land $79,400 Building $468,100	$547,500 Land $79,400 Building $468,100
2021	$4,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GigabitNow, Smithville Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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