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1192 Zumstein Ct, Ripon, CA 95366 Property Records

San Joaquin County property record for 1192 Zumstein Ct, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1992
Square Footage2,040 sqft Living Area
Lot Size8,233 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$569,000 (2005)
Tax Bill$7,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-320-300-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,040 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area8,233 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address1192 ZUMSTEIN CT
CityRIPON
StateCA
Zip95366-3118
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description90 FM PT 257-270-18
Legal SubdivisionZUMSTEIN ESTATES UNIT #1
Legal Tract2256
Legal Lot Number30
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup3
Census Block3014
Census Tract5004

Owner

Source: San Joaquin County records · APN 257-320-300-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 01, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
PATELCO CU
Dec 31, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2005 · Amount on Record
Deed SaleJun 30, 2005 · Amount on Record
Prior SaleJul 10, 2003
Deed Doc Number2005-158636
Record RefreshedJun 07, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118

Mortgage

Document Number0000006596
DateJan 26, 2026
Instrument2026-006596
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118

Mortgage

Document Number0000082826
DateSep 29, 2025
Instrument2025-082826
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2040

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118

Mortgage

Document Number0000017320
DateMar 01, 2024
Instrument2024-017320
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2034

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1192 ZUMSTEIN CT, RIPON, CA 95366-3118

Mortgage

Document Number0000185635
DateDec 31, 2020
Instrument2020-185635
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,398.00 (+10.11%) Homeowner's exemption$686,600 (+10.47%) Land $205,000 Building $481,600
2023$6,719.00 (-0.31%) Homeowner's exemption$621,500 Land $90,000 Building $531,500
2022$6,740.00

Flood & Wildfire

1192 Zumstein Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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