San Joaquin County property record for 1179 Zumstein Ct, Ripon, CA 95366 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,846 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $825,000 (2026) |
| Tax Bill | $7,917.00 (2025) |
| Primary APN | 257-320-280-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,846 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Material | Concrete Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 640 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 257-320-28 |
|---|---|
| Street Address | 1179 ZUMSTEIN CT |
| City | RIPON |
| State | CA |
| Zip | 95366-3117 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 2256 LOT 28 |
| Legal Subdivision | ZUMSTEIN ESTATES |
| Legal Tract | 2256 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 257-320-280-000
Assessment roll updated September 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1179 ZUMSTEIN CT, RIPON, CA 95366-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Jan 20, 2026 | Grant Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Jan 15, 2021 · Amount on Record |
| Deed Doc Number | 20264943 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1179 ZUMSTEIN CT, RIPON, CA 95366-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1179 ZUMSTEIN CT, RIPON, CA 95366-3117 |
| Investor | Possibly a Property Investor |
| Document Number | 0000108387 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022-108387 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 20, 2026 |
| Property Address | 1179 ZUMSTEIN CT, RIPON, CA 95366-3117 |
| Document Number | 0000004943 |
| Map Reference | VOL 30 PG 37 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026-004943 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1179 ZUMSTEIN CT, RIPON, CA 95366-3117 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004944 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026-004944 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1179 ZUMSTEIN CT, RIPON, CA 95366-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2802 PICCADILLY CIR, SAN RAMON, CA 94582-5239 |
| Document Number | 0000009106 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-009106 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,917.00 (+3.78%) | $725,269 (+4.04%) Land $97,418 Building $627,851 | |
| 2023 | $7,629.00 (+18.76%) | $697,108 Land $93,636 Building $603,472 | $700,110 |
| 2022 | $6,424.00 |
1179 Zumstein Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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