1192 Waters Edge Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1192 Waters Edge Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,940 sqft · built 2003
Lot Size	0.667 acres (29,098 sqft)
Owner	Individual Name on Record
Last Sale	$777,000 (Aug 2025)
Tax Bill	$14,451 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O68 01817 0010`

Property Details

APN / Parcel Number

Primary APN	`O68 01817 0010`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,940 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Frame
Lot Area	29,098 sqft (0.667 acres)
Garage Area	756 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	852 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1192 WATERS EDGE DR
City	DAYTON
State	OH
Zip	45458-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 YANKEE TRACE SEC EIGHT
Legal Subdivision	YANKEE
Legal Lot Number	183
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	40406

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1192 WATERS EDGE DR # I, I, CENTERVILLE, OH 45458-3939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage WRIGHT-PATT CU
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU
Nov 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2025-00040351
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1192 WATERS EDGE DR, DAYTON, OH 45458-3939
Document Number	0000065062
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1192 WATERS EDGE DR CENTERVILLE OH 454583939, CENTERVILLE, OH 45458-3939

Mortgage

Document Number	0000065062
Date	Oct 28, 2020
Instrument	65062

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 27, 2019
Property Address	1192 WATERS EDGE DR, DAYTON, OH 45458-3939
Document Number	0000066770
Instrument Date	Nov 15, 2019
Instrument	66770
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 WATERS EDGE DR CENTERVILLE OH 454583939, CENTERVILLE, OH 45458-3939

Mortgage

Document Number	66783
Date	Nov 27, 2019
Instrument	66783

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 12, 2019
Property Address	1192 WATERS EDGE DR, DAYTON, OH 45458-3939
Document Number	0000062894
Instrument Date	Oct 11, 2019
Instrument	62894
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1192 WATERS EDGE DR CENTERVILLE OH 454583939, CENTERVILLE, OH 45458-3939

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 21, 2019
Property Address	1192 WATERS EDGE DR, DAYTON, OH 45458-3939
Document Number	0000031997
Instrument Date	May 17, 2019
Instrument	31997
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1192 WATERS EDGE DR CENTERVILLE OH 454583939, CENTERVILLE, OH 45458-3939

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,720 (-) Land $35,000 Building $179,720
2024	$14,451.00 (+8.57%)
2023	$13,310.00 (-20.03%)	$214,720 (-) Land $35,000 Building $179,720	$613,480 (-) Land $100,000 Building $513,480
2022	$16,643.00	$214,720 Land $35,000 Building $179,720
2020			$613,480 Land $100,000 Building $513,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2006–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Point Broadband.

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