1156 Waters Edge Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 1156 Waters Edge Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,845 sqft · built 1999
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Trust Names on File
Last Sale	$456,400 (Jul 1999)
Tax Bill	$9,414 (2024)
Deeds & Mortgages	Apr 2022 Transfer Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O68-01817-0008`

Property Details

APN / Parcel Number

Primary APN	`O68-01817-0008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,845 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	2,773 sqft
Attic	Attic
Attic Area	180 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	27,007 sqft (0.62 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	266 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1156 WATERS EDGE DR
City	DAYTON
State	OH
Zip	45458-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 181 YANKEE TRACE SEC EIGHT
Legal Subdivision	YANKEE TRACE SEC 8
Legal Lot Number	181
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	40406

Owner

1156 Waters Edge Dr is owner-occupied and held in a trust since March 2022.

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1156 WATERS EDGE DR, DAYTON, OH 45458-3939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Intrafamily Transfer, Transfer
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage RIVER VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 1999 · Amount on File
Deed Sale	Jul 13, 1999 · Amount on File
Prior Sale	Dec 31, 1998 · Amount on File
Deed Book / Page	99-0466 / C05
Last Transfer Date	Mar 17, 2022
Transfer Doc	0000025216
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 13, 2022
Property Address	1156 WATERS EDGE DR, DAYTON, OH 45458-3939
Document Number	0000025216
Map Reference	MB 167 PG 44&44A
Instrument Date	Mar 17, 2022
Instrument	2022-00025216
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 WATERS EDGE DR, CENTERVILLE, OH 45458-3939

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1156 WATERS EDGE DR, DAYTON, OH 45458-3939
Document Number	0000047521
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1156 WATERS EDGE DR CENTERVILLE OH 454583939, CENTERVILLE, OH 45458-3939

Mortgage

Document Number	0000047521
Date	Aug 14, 2017
Instrument	47521

Lender

Name	RIVER VLY FCU
Type	Credit Union
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Aug 13, 2029

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,300 Land $35,000 Building $101,300	$389,440 Land $100,000 Building $289,440
2024	$9,414.00 (+8.52%)
2023	$8,675.00 (-19.68%)	$136,300 (-) Land $35,000 Building $101,300	$389,440 Land $100,000 Building $289,440
2022	$10,801.00	$136,300 Land $35,000 Building $101,300
2020			$389,440 Land $100,000 Building $289,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1156 Waters Edge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2006–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1156 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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