11910 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 11910 Warner Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,234 sqft · built 1981
Lot Size	0.925 acres (40,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2026)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-362607`

Property Details

APN / Parcel Number

Primary APN	`17-362607`
Alternative APN	`362607`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,234 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,293 sqft (0.925 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	362607
Street Address	11910 WARNER RD
City	KEYMAR
State	MD
Zip	21757-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 3 SECT 1 0.925 ACRE MORT ACRES
Legal Subdivision	MORT ACRES SEC 01
Legal Block	17
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1020
Census Tract	751600

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11910 WARNER RD, KEYMAR, MD 21757-8114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 30, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Book / Page	17891 / 308
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 2, 2026
Property Address	11910 WARNER RD, KEYMAR, MD 21757-8114
Document Number	1789000308
Book / Page	17891 / 308
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11910 WARNER RD, KEYMAR, MD 21757-8114

Mortgage

Document Number	1789000315,
Date	Jun 2, 2026
Book Page	17891/315

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2020
Property Address	11910 WARNER RD, KEYMAR, MD 21757-8114
Document Number	0138600425
Book / Page	13860 / 425
Map Reference	MB 21 PG 144
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11910 WARNER RD, KEYMAR, MD 21757-8114

Mortgage

Document Number	13860434
Date	Jun 30, 2020
Instrument	13860/434

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,933 (+8.15%)	$405,000 (+24.46%) Land $170,700 Building $234,300
2025	$3,456.00 (+6.01%) Homeowner's exemption	$325,400 (+27.81%) Land $132,000 Building $193,400	$325,400 (-) Land $132,000 Building $193,400
2024	$3,260.00 (+8.27%)
2023	$3,011.00 Homeowner's exemption	$254,600	$325,400 Land $132,000 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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