11825 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 11825 Warner Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,652 sqft · built 1994
Lot Size	0.992 acres (43,189 sqft)
Owner	Individual Name on Record
Tax Bill	$4,418 (2024)
Deeds & Mortgages	May 2019 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-366386`

Property Details

APN / Parcel Number

Primary APN	`17-366386`
Alternative APN	`366386`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	992 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,189 sqft (0.992 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	366386
Street Address	11825 WARNER RD
City	KEYMAR
State	MD
Zip	21757-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SECTION 1 43189 SQ FT WORST OF ALL
Legal Subdivision	WORST/ALL SEC 1
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1023
Census Tract	751600

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11825 WARNER RD, KEYMAR, MD 21757-8115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
May 5, 2020	Intrafamily Transfer, Transfer · FHA Mortgage JFQ LENDING INC
May 11, 2018	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020
Deed Sale	May 5, 2020
Prior Sale	May 11, 2018 · Amount on Record
Deed Book / Page	13707 / 292
Prior Transfer Date	Feb 17, 2020
Prior Transfer Doc	0137070292
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11825 WARNER RD, KEYMAR, MD 21757-8115
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129840080
Date	May 22, 2019
Book Page	12984/0080

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11825 WARNER RD, KEYMAR, MD 21757-8115
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152880392
Date	Sep 15, 2021
Book Page	15288/392

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Dec 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11825 WARNER RD, KEYMAR, MD 21757-8115
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11825 WARNER RD, KEYMAR, MD 21757-8115

Mortgage

Document Number	0157720152
Date	Mar 8, 2022
Book Page	15772/152

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 5, 2020
Property Address	11825 WARNER RD, KEYMAR, MD 21757-8115
Document Number	0137070292
Book / Page	13707 / 292
Map Reference	MB 47 PG 78
Instrument Date	Feb 17, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11825 WARNER RD, KEYMAR, MD 21757-8115

Mortgage

Document Number	13707298
Date	May 5, 2020
Instrument	13707/298

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 11, 2018
Property Address	11825 WARNER RD, KEYMAR, MD 21757-8115
Document Number	0124080133
Book / Page	12408 / 0133
Map Reference	MB47 PG78
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11825 WARNER RD, KEYMAR, MD 21757-8115

Mortgage

Document Number	0012408140
Date	May 11, 2018
Instrument	12408/140

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$413,100 (+23.55%) Land $119,500 Building $293,600	$413,100 (-) Land $119,500 Building $293,600
2024	$4,418.00 (+8.66%)
2023	$4,066.00	$334,367	$413,100 Land $119,500 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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