11909 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 11909 Warner Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,112 sqft · built 1981
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,420 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-359029`

Property Details

APN / Parcel Number

Primary APN	`17-359029`
Alternative APN	`359029`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Total Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Mixed
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Deck Area	272 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	359029
Street Address	11909 WARNER RD
City	KEYMAR
State	MD
Zip	21757-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 SECT 1 1.1737 ACRE LADIES OVERLOOK
Legal Subdivision	LADIES OVERLOOK
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1023
Census Tract	751600

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11909 WARNER RD, KEYMAR, MD 21757-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Mar 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 21, 2017	Loan Modification, Mortgage · Conventional Mortgage CITIBANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2004
Deed Sale	Apr 13, 2004
Deed Document Number	042569
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11909 WARNER RD, KEYMAR, MD 21757-8113
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 WARNER RD, DETOUR, MD 21757-8113

Mortgage

Document Number	0176470393
Date	Dec 17, 2025
Book Page	17647/393

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11909 WARNER RD, KEYMAR, MD 21757-8113
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 WARNER RD, KEYMAR, MD 21757-8113

Mortgage

Document Number	0167820313
Date	Mar 4, 2024
Book Page	16782/313

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11909 WARNER RD, KEYMAR, MD 21757-8113
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160210329
Date	Jul 6, 2022
Book Page	16021/329

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	220 Months
Due	Nov 1, 2040

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	11909 WARNER RD, KEYMAR, MD 21757-8113
Document Number	0120740027
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11909 WARNER RD KEYMAR MD 217578113, KEYMAR, MD 21757-8113

Mortgage

Document Number	0120740027
Date	Oct 11, 2017
Book Page	012074/000027

Lender

Name	CITIBANK FSB
Type	Federal Savings Bank
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,420.00	$279,200	$329,200 Land $121,100 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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