1191 Saint Clair Dr, Sidney, OH 45365 Property Records

Shelby County property record for 1191 Saint Clair Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,060 sqft · built 2007
Lot Size	0.575 acres (25,047 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Jan 2016 Line of Credit Aug 2011 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-2602401.020`

Property Details

APN / Parcel Number

Primary APN	`01-2602401.020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,060 sqft Living Area
1st Floor Area	3,060 sqft
Basement Area	3,060 sqft
Unfinished Basement	3,060 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,047 sqft (0.575 acres)
Lot Dimensions	195 ft deep x 128 ft wide
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	44 sqft
Patio Area	577 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1191 SAINT CLAIR DR
City	SIDNEY
State	OH
Zip	45365-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S02 LOT 6781 IN WESTLAKE ESTATES PH 5 IN THE CITY OF SIDNEY 020-26-02-401-020PLAT V31 P18
Legal Lot Number	6781
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4017
Census Tract	971900

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2016	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 1, 2011	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 4, 2016	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 5, 2008	Deed of Trust, Mortgage PEOPLES FSLA
Oct 7, 2005	Survivorship Deed, Transfer PEOPLES FSLA OF SIDNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/608
Date	Jan 11, 2016
Book Page	2020/608
Instrument	201600000224

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 22, 2025

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001825/175
Date	Aug 1, 2011
Book Page	1825/175
Instrument	201100003605

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 25, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/499
Date	Jan 4, 2016
Book Page	2019/499
Instrument	201600000009

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001697/151
Date	Aug 5, 2008
Book Page	1697/151
Instrument	200800004960

Lender

Name	PEOPLES FSLA
Type	Lending Institution
Address	SIDNEY, OH 45365

Agreement

Amount	Amount Recorded
Term	252 Months
Due	Aug 1, 2029

Interest

Rate	6.62%

October 2005: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY OH
Recording Date	Oct 7, 2005
Property Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923
Document Number	001555/725
Book / Page	1555 / 725
Map Reference	MB31 PG18&19
Instrument Date	Oct 5, 2005
Instrument	200500007743
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1191 SAINT CLAIR DR, SIDNEY, OH 45365-7923

Mortgage

Document Number	200500007744
Date	Oct 7, 2005
Instrument	200500007744

Lender

Name	PEOPLES FSLA OF SIDNEY

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00 (-6.05%)	$156,800 (-) Land $26,340 Building $130,460
2024	$5,390.00 (-2.27%) Homeowner's exemption	$156,800 (-) Land $26,340 Building $130,460
2023	$5,515.00 (+6.8%) Homeowner's exemption	$156,800 (+20.56%) Land $26,340 Building $130,460	$448,010 (+20.56%) Land $75,260 Building $372,750
2022	$5,164.00 Homeowner's exemption	$130,060 Land $22,580 Building $107,480
2020			$371,600 Land $64,510 Building $307,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Saint Clair Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures