1186 Saint Clair Dr, Sidney, OH 45365 Property Records

Shelby County property record for 1186 Saint Clair Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,969 sqft · built 2008
Lot Size	0.487 acres (21,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Nov 2021)
Tax Bill	$5,200 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-2602403.012`

Property Details

APN / Parcel Number

Primary APN	`01-2602403.012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,969 sqft Living Area
1st Floor Area	2,059 sqft
Upper Floors Area	910 sqft
Attic	Attic
Attic Area	288 sqft
Basement Area	2,047 sqft
Unfinished Basement	2,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,214 sqft (0.487 acres)
Lot Dimensions	159 ft deep x 133 ft wide
Garage Area	785 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	146 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1186 SAINT CLAIR DR
City	SIDNEY
State	OH
Zip	45365-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S02 LOT 6774 IN WESTLAKE ESTATES PH 5 IN THE CITY OF SIDNEY 020-26-02-403-012PLAT V31 P18
Legal Subdivision	WESTLAKE ESTATES
Legal Lot Number	6774
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4017
Census Tract	971900

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1186 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CF BANK
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
May 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	20217869
Deed Book / Page	2305 / 2263
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Nov 10, 2021
Property Address	1186 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Document Number	2305/2263
Book / Page	2305 / 2263
Map Reference	MB 31 PG 18-19
Instrument Date	Nov 8, 2021
Instrument	202107869
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1186 SAINT CLAIR DR, SIDNEY, OH 45365-7922

Mortgage

Document Number	202107870
Date	Nov 10, 2021
Instrument	202107870

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1186 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084/514
Date	May 22, 2017
Book Page	2084/514
Instrument	201700002835

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 22, 2017
Property Address	1186 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Document Number	2074/512
Book / Page	2074 / 512
Map Reference	MB31 PG18&19
Instrument Date	May 19, 2017
Instrument	201700002834
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 SAINT CLAIR DR, SIDNEY, OH 45365-7922

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,200.00 (-6.04%)	$160,650 (-) Land $26,000 Building $134,650
2024	$5,534.00 (-2.26%) Homeowner's exemption	$160,650 (-) Land $26,000 Building $134,650
2023	$5,662.00 (+5.69%) Homeowner's exemption	$160,650 (+19.31%) Land $26,000 Building $134,650	$459,000 (+19.31%) Land $74,290 Building $384,710
2022	$5,357.00 Homeowner's exemption	$134,650 Land $22,300 Building $112,350
2020			$384,710 Land $63,710 Building $321,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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