1156 Saint Clair Dr, Sidney, OH 45365 Property Records

Shelby County property record for 1156 Saint Clair Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,784 sqft · built 2011
Lot Size	0.666 acres (29,011 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-2602403.019`

Property Details

APN / Parcel Number

Primary APN	`01-2602403.019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
1st Floor Area	1,786 sqft
Upper Floors Area	998 sqft
Basement Area	1,786 sqft
Unfinished Basement	1,786 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	29,011 sqft (0.666 acres)
Lot Dimensions	126 ft deep x 116 ft wide
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Pool Area	576 sqft
Porch	Slab
Porch Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	1156 SAINT CLAIR DR
City	SIDNEY
State	OH
Zip	45365-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S02 LOT 6884 IN THE CITY OF SIDNEY BEING REPLAT LOT 6862 WESTLAKE ESTATES PHASE 5 020-26-02-403-019PLAT V31 P115
Legal Lot Number	6884
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4017
Census Tract	971900

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1156 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · ARM SUPERIOR CU INC
Sep 6, 2011	Deed of Trust, Mortgage · ARM SUPERIOR FCU
Jan 10, 2011	Survivorship Deed, Transfer · Seller Carry-Back M & DEVELOPMENT CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1156 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002187/184
Date	Sep 20, 2019
Book Page	2187/184
Instrument	201900004757

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2024
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.37%
Index	5-Year CMT
Margin	2
Max Rate	7.37%

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1156 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001829/263
Date	Sep 6, 2011
Book Page	1829/263
Instrument	201100004269

Lender

Name	SUPERIOR FCU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2016
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

January 2011: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY OH
Recording Date	Jan 10, 2011
Property Address	1156 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Document Number	001804/534
Book / Page	1804 / 534
Map Reference	MB31 PG115
Instrument Date	Dec 31, 2010
Instrument	201100000207
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 MILLIGAN CT102, SIDNEY, OH 45365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1156 SAINT CLAIR DR, SIDNEY, OH 45365-7922
Investor	Possibly a Property Investor

Mortgage

Document Number	201100000208
Date	Jan 10, 2011
Instrument	201100000208

Lender

Name	M & DEVELOPMENT CO
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,859.00 (-8.2%)	$150,870 (-) Land $25,340 Building $125,530
2023	$5,293.00 (+5.52%) Homeowner's exemption	$150,870 (+19.1%) Land $25,340 Building $125,530	$431,040 (+19.09%) Land $72,390 Building $358,650
2022	$5,016.00 Homeowner's exemption	$126,680 Land $21,620 Building $105,060
2020			$361,940 Land $61,780 Building $300,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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