St. Johns County property record for 1191 S Winterhawk Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,127 sqft · built 1993 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $235,000 (Nov 2015) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136795-1320 |
| Primary APN | 136795-1320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,127 sqft Living Area |
| Gross Area | 2,805 sqft |
| 1st Floor Area | 1,815 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 51 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1191 S WINTERHAWK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | 14/16,17 WILDWOOD CREEK III LOT 132 S 356.6 OF E 171.5 FT & W15 OF E171.5 OF N278.3 FT OR4115/576 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | WILDWOOD CREEK III |
| Legal Block | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 21207 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1191 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC |
| Oct 31, 2018 | Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on Record |
| Deed Sale | Nov 23, 2015 · Amount on Record |
| Prior Sale | Jun 17, 2005 · Amount on Record |
| Deed Document Number | 201574126 |
| Deed Book / Page | 4115 / 576 |
| Prior Transfer Date | Nov 20, 2015 |
| Prior Transfer Doc | 0041150574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1191 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5500 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1191 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5500 |
| Document Number | 0052031219 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 5203/1219 |
| Instrument | 2021026927 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1191 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0049780449 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 4978/449 |
| Instrument | 2020052193 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1191 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5500 |
| Document Number | 0048101954 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1191 S WINTERHAWK DR ST AUGUSTINE FL 320865500, ST AUGUSTINE, FL 32086-5500 |
| Document Number | 0048101954 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 004810/001954 |
| Instrument | 75416 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 9, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1191 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5500 |
| Document Number | 0046390469 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1191 S WINTERHAWK DR ST AUGUSTINE FL 320865500, ST AUGUSTINE, FL 32086-5500 |
| Document Number | 0046390469 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 004639/000469 |
| Instrument | 81196 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2033 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,793 (+2.7%) | $329,689 (+3.19%) Land $99,000 Building $230,689 | |
| 2025 | $2,837.00 (+13.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $229,594 (+2.9%) | $319,508 (-2.97%) Land $99,000 Building $220,508 |
| 2024 | $2,494.00 (+2.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,123 (+3%) | $329,300 (+0.46%) Land $99,000 Building $230,300 |
| 2023 | $2,440.00 (+6.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $216,624 (+6.07%) | $327,794 (+8.7%) Land $99,000 Building $228,794 |
| 2022 | $2,282.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $204,233 | $301,547 Land $95,200 Building $206,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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