St. Johns County property record for 1184 S Winterhawk Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,047 sqft · built 1986 |
| Lot Size | 1.18 acres (51,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $63,300 (Oct 2012) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136795-1118 |
| Primary APN | 136795-1118 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,597 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,400 sqft (1.18 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 715 sqft |
| Patio Area | 826 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1184 S WINTERHAWK DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | 14/16-17 WILDWOOD CREEK III SUBD S1/2 OF S1/2 OF LOT 111 OR1212/1303 &3627/1894(Q/C) &4955/1733 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | WILDWOOD CREEK III |
| Legal Tract | 111 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 21207 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1184 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 3, 2020 | Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2012 · Amount on Record |
| Deed Sale | Oct 11, 2012 · Amount on Record |
| Deed Document Number | 201260258 |
| Deed Book / Page | 3627 / 1894 |
| Prior Transfer Date | Oct 3, 2012 |
| Prior Transfer Doc | 0036271894 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1184 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1184 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587 |
| Document Number | 0054721914 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 5472/1914 |
| Instrument | 2022006712 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Jan 17, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.19% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.19% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 3, 2020 |
| Property Address | 1184 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587 |
| Document Number | 0049551733 |
| Book / Page | 004955 / 001733 |
| Instrument Date | May 18, 2020 |
| Instrument | 42547 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | BOSTON TITLE AGENCY LLC, BOSTON TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1184 S WINTERHAWK DR ST AUGUSTINE FL 320865587, ST AUGUSTINE, FL 32086-5587 |
| Document Number | 49551736 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 004955/001736 |
| Instrument | 42548 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Jun 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.54% |
| Document Number | 49551749, |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 004955/001749 |
| Instrument | 42549 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Jun 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.54% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1184 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587 |
| Document Number | 0047090345 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1184 WINTERHAWK DR ST AUGUSTINE FL 320865578, ST AUGUSTINE, FL 32086-5578 |
| Document Number | 0047090345 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 004709/000345 |
| Instrument | 25545 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,381 (+2.7%) | $346,474 (+3.91%) Land $93,600 Building $252,874 | |
| 2025 | $2,543.00 (+14.14%) Homeowner's exemption Widower's exemption | $207,771 (+5.99%) | $333,451 (-2.26%) Land $93,600 Building $239,851 |
| 2024 | $2,228.00 (+2.25%) | ||
| 2023 | $2,179.00 (+0.79%) Homeowner's exemption Widower's exemption | $196,034 (+3%) | $341,175 (+0.96%) Land $93,600 Building $247,575 |
| 2022 | $2,162.00 Homeowner's exemption Widower's exemption | $190,324 | $337,936 Land $89,600 Building $248,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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