1148 S Winterhawk Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1148 S Winterhawk Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,022 sqft · built 1989
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2018)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136795-1103`

Property Details

APN / Parcel Number

Primary APN	`136795-1103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	234 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1148 S WINTERHAWK DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-5587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	14/16 17 WILDWOOD CREEK III E171.5 OF N317.5FT & W30 OF E 171.5 OF S317.5FT OF LOT 110 OR979/729 & 4488/324
Legal Range	29E
Legal Township	08S
Legal Section	11
Legal Subdivision	WILDWOOD CREEK III
Legal Block	1
Legal Lot Number	110
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1037
Census Tract	21207

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1148 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jan 8, 2018	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 8, 2018 · Amount on Record
Deed Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	20181620
Deed Book / Page	4488 / 324
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1148 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587
Document Number	0049810765
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1148 S WINTERHAWK DR ST AUGUSTINE FL 320865587, ST AUGUSTINE, FL 32086-5587

Mortgage

Document Number	0049810765
Date	Jul 6, 2020
Book Page	004981/000765
Instrument	53358

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 5, 2030

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 8, 2018
Property Address	1148 S WINTERHAWK DR, SAINT AUGUSTINE, FL 32086-5587
Document Number	0044880324
Book / Page	004488 / 000324
Instrument Date	Jan 5, 2018
Instrument	1620
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1148 S WINTERHAWK DR ST AUGUSTINE FL 320865587, ST AUGUSTINE, FL 32086-5587

Mortgage

Document Number	44880326
Date	Jan 8, 2018
Book Page	004488/000326
Instrument	1621

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,641 (+2.7%)	$382,889 (+5.73%) Land $99,000 Building $283,889
2025	$3,177.00 (+13.3%) Homeowner's exemption	$249,894 (+5.99%)	$362,122 (-1.5%) Land $99,000 Building $263,122
2024	$2,804.00 (+2.07%)
2023	$2,747.00 (+3.19%) Homeowner's exemption	$235,778 (+3%)	$367,623 (+8.12%) Land $99,000 Building $268,623
2022	$2,662.00 Homeowner's exemption	$228,911	$340,019 Land $95,200 Building $244,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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