1191 Huntly Rd, Niles, MI 49120 Property Records

Cass County property record for 1191 Huntly Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1974
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-420-042-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-420-042-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,288 sqft Building Perimeter
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	21,344 sqft (0.49 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1191 HUNTLY RD
City	NILES
State	MI
Zip	49120-3991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 1118A SEC 29 T7S R16W LOTS 42 & 43 HUNTLY PARK SUBDIVISION
Legal Subdivision	HUNTLY PARK
Legal Lot Number	42,43
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2015
Census Tract	1500

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1191 HUNTLY RD, NILES, MI 49120-3991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Balloon Mortgage HONOR CREDIT UNION
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit HONOR CU
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit HONOR CU
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Recording Date	Jun 30, 2026
Property Address	1191 HUNTLY RD, NILES, MI 49120-3991
Document Number	0000033102
Book / Page	1278 / 1851
Instrument Date	Jun 25, 2026
Instrument	202633102
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 HUNTLY RD, NILES, MI 49120-3991

Mortgage

Document Number	0000033102,
Date	Jun 30, 2026
Book Page	1278/1851
Instrument	202633102

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Jan 1, 2032

Interest

Rate Type	Balloon
Rate	6.53%
Initial Type	Balloon
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1191 HUNTLY RD, NILES, MI 49120-3991
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 HUNTLY RD, NILES, MI 49120-3991

Mortgage

Document Number	01243/1363
Date	Mar 15, 2024
Book Page	1243/1363

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1191 HUNTLY RD, NILES, MI 49120-3991
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 HUNTLY RD, NILES, MI 49120-3991

Mortgage

Document Number	01225/1552
Date	Nov 8, 2022
Book Page	1225/1552

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1191 HUNTLY RD, NILES, MI 49120-3991
Transaction Type	Mortgage
Record Updated	Aug 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1157/2285
Date	Jul 22, 2019
Book Page	1157/2285

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1191 HUNTLY RD, NILES, MI 49120-3991
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1132-2458
Date	Dec 14, 2017
Book Page	1132/2458
Instrument	1132-2458

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (+6.91%) Land $130,000	$260,000 (+6.91%) Land $260,000
2025	$1,697.00 (+24.5%) Homeowner's exemption	$121,600 (-7.95%) Land $121,600	$243,200 (-7.95%) Land $243,200
2023		$132,100	$264,200
2022	$1,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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