11909 Iris Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 11909 Iris Ave, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1930
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$74,000 (Jun 2018)
Tax Bill$1,112 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-006493

Property Details

APN / Parcel Number

Primary APN06-006493
Alternative APNs
  • 6006493
  • 006493

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,344 sqft Total Area
Basement Area24 sqft
Unfinished Basement24 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number006493
Street Address11909 IRIS AVE
CityCUMBERLAND
StateMD
Zip21502-5425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRIS AVE PT LOTS 11-12-13 40X120 BLK 41 POT PARK
Legal SubdivisionPOTOMAC PARK ADD
Legal Block41
Legal Lot Number11-13
JurisdictionALLEGANY MD
Township / Civil Division6, CUMBERLAND
Census Block Group1
Census Block1039
Census Tract1300

Owner

11909 Iris Ave is owned and occupied by an individual who bought it in June 2018.

Source: Allegany County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address11909 IRIS AVE, CUMBERLAND, MD 21502-5425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2018 · Amount on File
Deed SaleJun 7, 2018 · Amount on File
Deed Book / Page2386 / 144
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateJun 7, 2018
Property Address11909 IRIS AVE, CUMBERLAND, MD 21502-5425
Document Number0023860144
Book / Page002386 / 000144
Instrument DateJun 4, 2018
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address11909 IRIS AVE CUMBERLAND MD 215025425, CUMBERLAND, MD 21502-5425

Mortgage

Document Number23860149
DateJun 7, 2018
Book Page002386/000149
Lender
NameSTANDARD BK PASB
AddressMONROEVILLE, PA 15146
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJun 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 11909 Iris Ave was $1,112.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,600 Land $8,000 Building $85,600$93,600 Land $8,000 Building $85,600
2025$1,112.00
2023$732.00$67,400 Land $8,000 Building $59,400$67,400 Land $8,000 Building $59,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11909 Iris Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimSep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11909 Iris Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN REGION ALLEGANY DISTRIB. SYSTEM
serves 5,703 people · EPA ID MD0010005
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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