Allegany County property record for 11904 Iris Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,540 sqft · built 1935 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,400 (Dec 2021) |
| Tax Bill | $1,299 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-014356 |
| Primary APN | 06-014356 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,540 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 014356 |
|---|---|
| Street Address | 11904 IRIS AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRIS AVE PT LOTS 16 TO 19 40X160 BLK 42 POT PK |
| Legal Subdivision | POTOMACE PARK ADDITION |
| Legal Block | 42 |
| Legal Lot Number | 16-19 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 1300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · VA Mortgage CHURCHILL MORTGAGE CORP |
| Mar 3, 2026 | Intrafamily Transfer, Transfer · VA Mortgage ADVANTAGEFIRST LENDING INC |
| Dec 14, 2021 | Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE CORP |
| Feb 17, 2021 | Deed, Transfer · Line of Credit PAMELA MILLER |
| Jul 31, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Feb 17, 2021 · Amount on Record |
| Deed Book / Page | 2734 / 134 |
| Last Transfer Date | Jan 31, 2026 |
| Transfer Doc | 3139000411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002789-0377 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 2789/377 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 3, 2026 |
| Property Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Document Number | 003139-0411 |
| Book / Page | 3139 / 411 |
| Instrument Date | Jan 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Document Number | 0003139417 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 3139/417 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 14, 2021 |
| Property Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Document Number | 002734-0134 |
| Book / Page | 2734 / 134 |
| Instrument Date | Oct 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002789377 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2789/377 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 17, 2021 |
| Property Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Document Number | 002633-0229 |
| Book / Page | 2633 / 229 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | PO BOX 191, FALLING WATERS, WV 25419-0191 |
| Document Number | 0002633235 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2633/235 |
| Name | PAMELA MILLER |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jul 31, 2019 |
| Property Address | 11904 IRIS AVE, CUMBERLAND, MD 21502-5426 |
| Document Number | 0024850284 |
| Book / Page | 002485 / 000284 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $147.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13415 GREEN ACRES LN NE CUMBERLAND MD 215028317, CUMBERLAND, MD 21502-8317 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,100 (+25.14%) Land $8,000 Building $116,100 | $124,100 (-) Land $8,000 Building $116,100 | |
| 2025 | $1,299.00 (+142.8%) | $99,167 (+101.15%) | $124,100 (+151.72%) Land $8,000 Building $116,100 |
| 2023 | $535.00 | $49,300 Land $8,000 Building $41,300 | $49,300 Land $8,000 Building $41,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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