Allegany County property record for 12002 Iris Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 753 sqft · built 1935 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jul 2019) |
| Tax Bill | $903 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-022464 |
| Primary APN | 06-022464 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 753 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 022464 |
|---|---|
| Street Address | 12002 IRIS AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRIS AVE LOT 15 40X120 BLK 43 POT PK |
| Legal Subdivision | POTOMAC PARK ADDITION |
| Legal Block | 43 |
| Legal Lot Number | 15 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 1300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12002 IRIS AVE, CUMBERLAND, MD 21502-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 18, 2019 | Grant Deed, Transfer FIRST MTG SVCS GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2019 · Amount on Record |
| Deed Sale | Jul 18, 2019 · Amount on Record |
| Prior Sale | Oct 16, 1991 · Amount on Record |
| Deed Book / Page | 2483 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12002 IRIS AVE, CUMBERLAND, MD 21502-5428 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | UNKNOWN, RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 003093-0076 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 3093/76 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jul 18, 2019 |
| Property Address | 12002 IRIS AVE, CUMBERLAND, MD 21502-5428 |
| Document Number | 0024830032 |
| Book / Page | 002483 / 000032 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12002 IRIS AVE CUMBERLAND MD 215025428, CUMBERLAND, MD 21502-5428 |
| Document Number | 24830036 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 002483/000036 |
| Name | FIRST MTG SVCS GROUP INC |
|---|---|
| Address | CUMBERLAND, MD 21502 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2049 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,100 (+34.87%) Land $8,000 Building $77,100 | $85,100 (+34.87%) Land $8,000 Building $77,100 | |
| 2025 | $903.00 (+31.82%) Homeowner's exemption | ||
| 2023 | $685.00 Homeowner's exemption | $63,100 Land $8,000 Building $55,100 | $63,100 Land $8,000 Building $55,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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