Louisville/Jefferson County Metro Government property record for 11903 Rock Spring Dr, Coldstream, KY 40245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,635 sqft · built 1976 |
| Lot Size | 0.289 acres (12,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Aug 2004) |
| Tax Bill | $1,789 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21168701420000 |
| Primary APN | 21168701420000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,635 sqft Finished Area |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,606 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00004362 |
|---|---|
| Street Address | 11903 ROCK SPRING DR |
| City | COLDSTREAM |
| State | KY |
| Zip | 40245-1897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | COLDSTREAM SEC 1 |
| Legal Subdivision | COLDSTREAM |
| Legal Lot Number | 142 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10324 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11903 ROCK SPRING DR, LOUISVILLE, KY 40245-1897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2004 · Amount on Record |
| Deed Sale | Aug 19, 2004 · Amount on Record |
| Deed Document Number | 0008472175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11903 ROCK SPRING DR, COLDSTREAM, KY 40245-1897 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000150495 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 17455/116 |
| Instrument | 2021150495 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11903 ROCK SPRING DR, COLDSTREAM, KY 40245-1897 |
| Document Number | 0157810734 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 11903 ROCK SPRING DR LOUISVILLE KY 402451897, LOUISVILLE, KY 40245-1897 |
| Document Number | 0157810734 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 015781/000734 |
| Instrument | 286204 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 6, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,789.00 (-3.66%) | $160,390 (-) Land $46,350 Building $114,040 | |
| 2024 | $160,390 (-) Land $46,350 Building $114,040 | ||
| 2023 | $1,857.00 (-0.32%) | $160,390 (-) Land $46,350 Building $114,040 | $160,390 (-) Land $46,350 Building $114,040 |
| 2022 | $1,863.00 | $160,390 Land $46,350 Building $114,040 | $160,390 Land $46,350 Building $114,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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