11902 Rock Spring Dr, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 11902 Rock Spring Dr, Coldstream, KY 40245 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1976
Square Footage	1,188 sqft Finished Area
Lot Size	10,145 sqft (0.232 acres)
Garage	Attached, 216 sqft
Occupancy	Owner Occupied
Last Sale	$280,000 (2025)
Tax Bill	$2,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21168701450000`
Alternative APNs	`168701450000` `00004509`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,188 sqft Finished Area
Basement Area	567 sqft Basement
Primary Flooring	Covered Flooring

Exterior

Year Built	Built 1976
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,145 sqft (0.232 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	216 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00004509
Street Address	11902 ROCK SPRING DR
City	COLDSTREAM
State	KY
Zip	40245-1897
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 145 COLDSTREAM SUBDIVISION, SEC 1, PB.31 PG.98; 0.2329 AC +/-
Legal Subdivision	COLDSTREAM SUBDIVISION
Legal Lot Number	145
Jurisdiction	JEFFERSON KY
Minor Civil Division	NORTHEAST JEFFERSON
Census Blockgroup	1
Census Block	1001
Census Tract	10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21168701450000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11902 ROCK SPRING DR, LOUISVILLE, KY 40245-1897
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED FIN'L
Jun 04, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Dec 09, 2011 · Amount on Record
Deed Doc Number	11154908
Deed Book / Page	13037 / 520
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	11902 ROCK SPRING DR, COLDSTREAM, KY 40245-1897
Document Number	0168190311
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 07, 2020
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11902 ROCK SPRING DR LOUISVILLE KY 402451897, LOUISVILLE, KY 40245-1897

Mortgage

Document Number	0168190311
Date	Sep 18, 2020
Book Page	016819/000311
Instrument	199250

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 17, 2018
Property Address	11902 ROCK SPRING DR, COLDSTREAM, KY 40245-1897
Document Number	0113080560
Book / Page	011308 / 000560
Instrument Date	Dec 13, 2018
Instrument	291436
Transaction Type	Transfer
Record Updated	Jan 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11902 ROCK SPRING DR LOUISVILLE KY 402451897, LOUISVILLE, KY 40245-1897

Mortgage

Document Number	157890942
Date	Dec 17, 2018
Book Page	015789/000942
Instrument	291437

Lender

Name	UNITED FIN'L
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	11902 ROCK SPRING DR, COLDSTREAM, KY 40245-1897
Document Number	0155700948
Instrument Date	Jun 04, 2018
Transaction Type	Mortgage
Record Updated	Jul 05, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11902 ROCK SRIN DR LOUISVILLE KY 40245, LOUISVILLE, KY 40245

Mortgage

Document Number	0155700948
Date	Jun 20, 2018
Book Page	015570/000948
Instrument	143745

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Coldstream City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (-3.62%)	$204,980 (-) Land $45,000 Building $159,980
2024			$204,980 (-) Land $45,000 Building $159,980
2023	$2,373.00 (-0.34%)	$204,980 (-) Land $45,000 Building $159,980	$204,980 (-) Land $45,000 Building $159,980
2022	$2,381.00	$204,980 Land $45,000 Building $159,980	$204,980 Land $45,000 Building $159,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

11902 Rock Spring Dr, Coldstream (Louisville), KY 40245 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Rock Spring Dr

Nearby Streets

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