11901 Rock Spring Dr, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 11901 Rock Spring Dr, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,796 sqft · built 1976
Lot Size0.357 acres (15,573 sqft)
OwnerCompany Name on File
Tax Bill$2,232 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21168701430000

Property Details

APN / Parcel Number

Primary APN21168701430000
Alternative APNs
  • 168701430000
  • 00004420

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,796 sqft Finished Area
Basement Area898 sqft
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,573 sqft (0.357 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00004420
Street Address11901 ROCK SPRING DR
CityCOLDSTREAM
StateKY
Zip40245-1897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 143 COLDSTREAM SEC 1 PB 31 PG 98
Legal SubdivisionCOLDSTREAM
Legal Lot Number143
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1001
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address10217 HARTLEY DR, LOUISVILLE, KY 40223-2769
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Dec 27, 2021Deed, Transfer · Commercial Mortgage
JOSEPH BURNETT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2022
Deed SaleJan 26, 2022
Prior SaleDec 27, 2021 · Amount on File
Deed Document Number0012259814
Deed Book / PageD 12248 / 933
Prior Transfer DateJan 12, 2022
Prior Transfer Doc2022009779
Record UpdatedJun 8, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateJan 12, 2022
Property Address11901 ROCK SPRING DR, COLDSTREAM, KY 40245-1897
Document Number0000009779
Book / PageD 12248 / 933
Map ReferenceMB 31 PG 99
Instrument DateJan 7, 2022
Instrument2022009779
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 34593, LOUISVILLE, KY 40232-4593

Transferred To (Grantee/Buyer)

NameVerified Name
Address10217 HARTLEY DR, LOUISVILLE, KY 40223-2769

Mortgage

Document Number0000009780
DateJan 12, 2022
Instrument2022009780
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateDec 27, 2021
Property Address11901 ROCK SPRING DR, COLDSTREAM, KY 40245-1897
Document Number0000321648
Book / PageD 12234 / 410
Map ReferenceMB 31 PG 99
Instrument DateDec 22, 2021
Instrument2021321648
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11901 ROCK SPRING DR, LOUISVILLE, KY 40245-1897

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 34593, LOUISVILLE, KY 40232-4593
InvestorPossibly a Property Investor

Mortgage

Document Number0000321649
DateDec 27, 2021
Instrument2021321649
Lender
NameJOSEPH BURNETT
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,232.00 (-3.63%)$200,000 (-) Land $49,050 Building $150,950
2024$200,000 (-) Land $49,050 Building $150,950
2023$2,316.00 (+4.94%) Homeowner's exemption$200,000 (+5.26%) Land $49,050 Building $150,950$200,000 (+5.26%) Land $49,050 Building $150,950
2022$2,207.00 Homeowner's exemption$190,000 Land $49,050 Building $140,950$190,000 Land $49,050 Building $140,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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