San Mateo County property record for 1190 Encanto Way, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,330 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $320,000 (Aug 1999) |
| Tax Bill | $10,286 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Transfer + 8 more |
| Flood Zone | Zone AH (high risk) |
| APN | 022-204-140 |
| Primary APN | 022-204-140 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1190 ENCANTO WAY |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 29 BLOCK 21 LINDA MAR NO 6 RSM 38/39 40 |
| Legal Subdivision | LINDA MAR NO 6 |
| Legal Block | 21 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 603200 |
Source: San Mateo County records · APN 022-204-140
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2022 | Intrafamily Transfer, Transfer AMROCK LLC |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jul 30, 2020 | Quit Claim Deed, Transfer AMROCK TITLE COMPANY, AMROCK TITLE CO |
| Jul 30, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Jul 30, 2020 | Affidavit of Death, Transfer AMROCK INC |
| Jan 15, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Jan 15, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Oct 25, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Oct 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 1999 · Amount on Record |
| Deed Sale | Aug 06, 1999 · Amount on Record |
| Deed Document Number | 1999134006 |
| Last Transfer Date | Jan 20, 2022 |
| Transfer Doc | 0000007020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 25, 2022 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000007018 |
| Map Reference | PG 39&40 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-007018 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000007019 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022-007019 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 25, 2022 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000007020 |
| Map Reference | PG 39&40 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-007020 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000077420 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-077420 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000074471 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 74471 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | AMROCK TITLE COMPANY, AMROCK TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000074469 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 74469 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
| Document Number | 74470 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 74470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 29, 2035 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000074468 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 74468 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 15, 2020 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000003949 |
| Instrument Date | Jan 02, 2020 |
| Instrument | 3949 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
| Document Number | 3950 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 3950 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 15, 2020 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000003951 |
| Instrument Date | Jan 02, 2020 |
| Instrument | 3951 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 25, 2017 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000094377 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 94377 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
| Document Number | 94378 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 94378 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 25, 2017 |
| Property Address | 1190 ENCANTO WAY, PACIFICA, CA 94044-3343 |
| Document Number | 0000094379 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 94379 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1190 ENCANTO WAY PACIFICA CA 940443343, PACIFICA, CA 94044-3343 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,580 (+2%) Land $250,824 Building $442,756 | ||
| 2025 | $10,286.00 (+16.52%) Homeowner's exemption | $679,981 (+4.04%) Land $245,906 Building $434,075 | |
| 2023 | $8,828.00 (+7.17%) Homeowner's exemption | $653,579 Land $236,358 Building $417,221 | $1,366,020 |
| 2022 | $8,237.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 39 (1982–2022) |
| Claims Outside the SFHA | 5 of 39 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 460 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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