1176 Encanto Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1176 Encanto Way, Pacifica, CA 94044 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on File
Last Sale	$520,000 (Jul 2012)
Tax Bill	$8,932 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Transfer + 2 more
Flood Zone	Zone AH (high risk)
APN	`022-204-120`

Property Details

APN / Parcel Number

Primary APN	`022-204-120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1176 ENCANTO WAY
City	PACIFICA
State	CA
Zip	94044-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BLOCK 21 LINDA MAR NO 6 RSM 38/39 40
Legal Subdivision	LINDA MAR NO 6
Legal Block	21
Legal Lot Number	27
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3005
Census Tract	603200

Owner

Source: San Mateo County records · APN 022-204-120

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2023	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU
Mar 01, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 01, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2012 · Amount on Record
Deed Sale	Jul 23, 2012 · Amount on Record
Prior Sale	Apr 24, 2012 · Amount on Record
Deed Document Number	2012103258
Last Transfer Date	Feb 23, 2021
Transfer Doc	0000033715
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343

Mortgage

Document Number	0000005152
Date	Feb 03, 2023
Instrument	2023-005152

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 03, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 01, 2021
Property Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343
Document Number	0000033715
Map Reference	MB 38 PG 39&40
Instrument Date	Feb 23, 2021
Instrument	2021-033715
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 01, 2021
Property Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343
Document Number	0000033713
Map Reference	MB 38 PG 39&40
Instrument Date	Feb 23, 2021
Instrument	2021-033713
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343

Mortgage

Document Number	0000033714
Date	Mar 01, 2021
Instrument	2021-033714

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2046

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 11, 2018
Property Address	1176 ENCANTO WAY, PACIFICA, CA 94044-3343
Document Number	0000036887
Instrument Date	Apr 26, 2018
Instrument	36887
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2270 36TH AVE SAN FRANCISCO CA 941161646, SAN FRANCISCO, CA 94116-1646

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,136 (+2%) Land $326,568 Building $326,568
2025	$8,932.00 (+6.96%) Homeowner's exemption	$640,330 (+4.04%) Land $320,165 Building $320,165
2023	$8,351.00 (+2.15%) Homeowner's exemption	$615,468 Land $307,734 Building $307,734	$867,510
2022	$8,175.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816032003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 103 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	39 (1982–2022)
Claims Outside the SFHA	5 of 39
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 24 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 460 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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