1189 Encanto Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1189 Encanto Way, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1954
Lot Size0.127 acres (5,550 sqft)
Owner2 Company Names on Record
Last Sale$935,000 (Feb 2019)
Tax Bill$13,997 (2025)
Deeds & MortgagesDec 2023 Transfer
Dec 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN022-173-140

Property Details

APN / Parcel Number

Primary APN022-173-140

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,550 sqft (0.127 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1189 ENCANTO WAY
CityPACIFICA
StateCA
Zip94044-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 3 BLOCK 20 LINDA MAR NO 6 RSM 38/39 40
Legal SubdivisionLINDA MAR NO 6
Legal Block20
Legal Lot Number3
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group3
Census Block3008
Census Tract603200

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Intrafamily Transfer, Transfer
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Feb 14, 2019Deed of Trust, Mortgage · Line of Credit
AMERICAN PACIFIC MTG
Feb 22, 2019Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 28, 2018Grant Deed, Transfer · Conventional Mortgage
FRANK CEVASCO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Prior SaleNov 28, 2018 · Amount on Record
Deed Document Number201912012
Last Transfer DateNov 9, 2023
Transfer Doc0000067135
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateDec 19, 2023
Property Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344
Document Number0000067135
Map ReferenceMB 38 PG 39&40
Instrument DateNov 9, 2023
Instrument2023-067135
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1189 ENCANTO WAY, PACHECO, CA 94553

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111559
DateDec 30, 2019
Instrument2019-111559
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344
Document Number0000012014
Instrument DateFeb 14, 2019
Transaction TypeMortgage
Record UpdatedMar 7, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1342 LINDA MAR BLVD PACIFICA CA 940444325, PACIFICA, CA 94044-4325

Mortgage

Document Number0000012014
DateFeb 22, 2019
Instrument12014
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049
Interest
Rate TypeAdjustable Rate

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateFeb 22, 2019
Property Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344
Document Number0000012012
Map ReferenceMB 38 PG 39&40
Instrument DateFeb 8, 2019
Instrument2019-012012
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344

Mortgage

Document Number0000012013
DateFeb 22, 2019
Instrument2019-012013
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Mortgage

Document Number0000012014
DateFeb 22, 2019
Instrument2019-012014
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateNov 28, 2018
Property Address1189 ENCANTO WAY, PACIFICA, CA 94044-3344
Document Number0000092384
Instrument DateNov 9, 2018
Instrument92384
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 794 PACIFICA CA 940440794, PACIFICA, CA 94044-0794

Mortgage

Document Number92385
DateNov 28, 2018
Instrument92385
Lender
NameFRANK CEVASCO
Address4 BARTON PL, PACIFICA, CA 94044-4401
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,063,863 (+2%) Land $747,550 Building $316,313
2025$13,997.00 (+6.72%) Homeowner's exemption$1,043,004 (+4.04%) Land $732,893 Building $310,111
2023$13,116.00 (+7.63%) Homeowner's exemption$1,002,505 Land $704,435 Building $298,070$1,028,430
2022$12,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims39 (1982–2022)
Claims Outside the SFHA5 of 39
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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