119 Towergate Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 119 Towergate Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,925 sqft · built 2008
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,800 (Mar 2009)
Tax Bill	$3,964 (2024)
Deeds & Mortgages	Sep 2023 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062000098`

Property Details

APN / Parcel Number

Primary APN	`T062000098`
Alternative APN	`4-0066-9972-00-0067.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,925 sqft Living Area
Gross Area	3,517 sqft
1st Floor Area	1,210 sqft
Basement Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000098
Street Address	119 TOWERGATE DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-4372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDGATE VLG B #1 LOT 67
Legal Subdivision	WYNDGATE VLG #1
Legal Lot Number	67
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1019
Census Tract	312209

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Beneficiary Deed, Transfer
Sep 8, 2020	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2009 · Amount on Record
Deed Sale	Mar 26, 2009 · Amount on Record
Prior Sale	May 2, 2008 · Amount on Record
Deed Document Number	2009227620
Deed Book / Page	5147 / 269
Last Transfer Date	Sep 7, 2023
Transfer Doc	0000037435
Record Updated	Sep 20, 2026

September 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2023
Property Address	119 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4372
Document Number	0000037435
Map Reference	MB 42 PG 364
Instrument Date	Sep 7, 2023
Instrument	2023R-037435
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	119 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4372
Document Number	0000070139
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	119 TOWERGATE DR LAKE ST LOUIS MO 633674372, LAKE ST LOUIS, MO 63367-4372

Mortgage

Document Number	0000070139
Date	Sep 22, 2020
Instrument	70139

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,362 (-)	$322,959 (-) Land $59,998 Building $262,961
2025		$61,362 (+6.08%)	$322,959 (+6.08%) Land $59,998 Building $262,961
2024	$3,964.00
2023		$57,847
2022			$304,459 Land $41,248 Building $263,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed.

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