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122 Towergate Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 122 Towergate Dr, Lake Saint Louis, MO 63367

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,442 sqft · built 2006
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Nov 2024)
Tax Bill$4,215 (2025)
Deeds & MortgagesMay 2023 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT062000083

Property Details

APN / Parcel Number

Primary APNT062000083
Alternative APN
  • 4-0066-9972-00-0052.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,442 sqft Living Area
Gross Area3,254 sqft
1st Floor Area1,122 sqft
Basement Area1,072 sqft
Finished Basement700 sqft
Unfinished Basement372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area446 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT062000083
Street Address122 TOWERGATE DR
CityLAKE SAINT LOUIS
StateMO
Zip63367-4370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWYNDGATE VLG B #1 LOT 52
Legal SubdivisionWYNDGATE VLG #1
Legal Lot Number52
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1018
Census Tract312209

Owner

122 Towergate Dr is owned and occupied by an individual who bought it in November 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address122 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Intrafamily Transfer, Transfer
Jul 1, 2020Deed of Trust, Mortgage
ENDEAVOR CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2024 · Amount on File
Deed SaleNov 6, 2024 · Amount on File
Prior SaleJun 26, 2007 · Amount on File
Deed Document Number202446556
Prior Transfer DateNov 5, 2024
Prior Transfer Doc0000046555
Record UpdatedOct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 8, 2023
Property Address122 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370
Document Number0000017334
Map ReferenceMB 42 PG 364-369
Instrument DateMay 1, 2023
Instrument2023R-017334
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address122 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address122 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address122 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370
Document Number0073410220
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address122 TOWERGATE DR LAKE ST LOUIS MO 633674370, LAKE ST LOUIS, MO 63367-4370

Mortgage

Document Number0073410220
DateJul 8, 2020
Book Page007341/000220
Instrument476290
Lender
NameENDEAVOR CAP
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
AmountAmount on Record
Term360 Months
DueJul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 122 Towergate Dr was $4,215.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,350 (-)$333,423 (-) Land $59,998 Building $273,425
2025$4,215.00$63,350$333,423 Land $59,998 Building $273,425
2023$57,327
2022$301,723 Building $301,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Towergate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Towergate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Brightspeed.

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