116 Towergate Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 116 Towergate Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,648 sqft · built 2009
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$233,300 (Apr 2020)
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062000086`

Property Details

APN / Parcel Number

Primary APN	`T062000086`
Alternative APN	`4-0066-9972-00-0055.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,648 sqft Living Area
Gross Area	4,502 sqft
1st Floor Area	2,648 sqft
Basement Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062000086
Street Address	116 TOWERGATE DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDGATE VLG B #1 LOT 55
Legal Subdivision	WYNDGATE VLG #1
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1018
Census Tract	312209

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Quit Claim Deed, Transfer DAS ACQUISITION
May 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2020208270
Deed Book / Page	7263 / 147
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	0072630147
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2020
Property Address	116 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370
Document Number	0072630147
Book / Page	007263 / 000147
Instrument Date	Mar 30, 2020
Instrument	208270
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	VISION TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TOWERGATE DR LAKE ST LOUIS MO 633674370, LAKE ST LOUIS, MO 63367-4370

Mortgage

Document Number	72630149
Date	Apr 6, 2020
Book Page	007263/000149
Instrument	208280

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2045

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 23, 2019
Property Address	116 TOWERGATE DR, LAKE SAINT LOUIS, MO 63367-4370
Document Number	0070782182
Book / Page	7078 / 2182
Map Reference	MB 42 PG 364
Instrument Date	May 10, 2019
Instrument	20190523000249350
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TOWERGATE DR, O FALLON, MO 63367-4370

Mortgage

Document Number	20190523000249370
Date	May 23, 2019
Instrument	20190523000249370

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,058 (-)	$410,831 (-) Land $59,998 Building $350,833
2025	$5,183.00 (+6.38%)	$78,058 (+9.56%)	$410,831 (+9.56%) Land $59,998 Building $350,833
2024	$4,872.00
2023		$71,244
2022			$374,970 Land $41,248 Building $333,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed.

Nearby Properties on Towergate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures