119 Settlers Point Dr, Guyton, GA 31312 Property Records

Effingham County property record for 119 Settlers Point Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,667 sqft · built 2006
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Nov 2021)
Tax Bill	$6,855 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0397C-010-000`

Property Details

APN / Parcel Number

Primary APN	`0397C-010-000`
Alternative APNs	`0080G010000` `0397C010` `12364`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,667 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	12,632 sqft (0.289 acres)
Garage Area	850 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12364
Old Parcel Number	0397C010
Street Address	119 SETTLERS POINT DR
City	GUYTON
State	GA
Zip	31312-6596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.29 AC LOT 10 (OUT 80-47)
Legal Subdivision	SETTLERS POINT
Legal Lot Number	10
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1006
Census Tract	30404

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 22, 2021	Warranty Deed, Transfer
Oct 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	0002745511
Deed Book / Page	2745 / 511
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	2021-003882
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596

Mortgage

Document Number	0000002635/0000000549
Date	Nov 4, 2020
Book Page	0000002635/0000000549
Instrument	011488

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 22, 2021
Property Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596
Document Number	002745/511
Book / Page	2745 / 511
Instrument Date	Nov 22, 2021
Instrument	2021-003882
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 13, 2020
Property Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596
Document Number	002635/547
Book / Page	2635 / 547
Instrument Date	Oct 13, 2020
Instrument	2020-002922
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SETTLERS POINT DR, GUYTON, GA 31312-6596

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,855.00 (+18.46%)	$212,940 (+10.91%) Land $30,000 Building $182,940	$532,349 (+10.91%) Land $75,000 Building $457,349
2024	$5,787.00 (+18.61%)	$191,994 (+13.47%) Land $30,000 Building $161,994	$479,985 (+13.47%) Land $75,000 Building $404,985
2023	$4,879.00 (-4.82%)	$169,198 (+1.2%) Land $20,800 Building $148,398	$422,996 (+1.2%) Land $52,000 Building $370,996
2022	$5,126.00	$167,198 Land $18,800 Building $148,398	$417,996 Land $47,000 Building $370,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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