111 Settlers Point Dr, Guyton, GA 31312 Property Records

Effingham County property record for 111 Settlers Point Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,970 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,900 (Dec 2020)
Tax Bill	$6,546 (2025)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0397C-006-000`

Property Details

APN / Parcel Number

Primary APN	`0397C-006-000`
Alternative APNs	`0080G006000` `0397C006` `12360`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,970 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	13,068 sqft (0.3 acres)
Garage Area	846 sqft

Exterior Amenities

Porch	Slab
Porch Area	181 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12360
Street Address	111 SETTLERS POINT DR
City	GUYTON
State	GA
Zip	31312-6596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.30 AC LOT 6 OUT 80-47
Legal Subdivision	SETTLERS POINT
Legal Lot Number	6
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1006
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 SETTLERS POINT DR, GUYTON, GA 31312-6596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
Oct 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20203751
Deed Book / Page	2648 / 910
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 21, 2020
Property Address	111 SETTLERS POINT DR, GUYTON, GA 31312-6596
Document Number	002648/935
Book / Page	2648 / 935
Instrument Date	Dec 21, 2020
Instrument	2020-003752
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SETTLERS POINT DR, GUYTON, GA 31312-6596

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 21, 2020
Property Address	111 SETTLERS POINT DR, GUYTON, GA 31312-6596
Document Number	002648/910
Book / Page	2648 / 910
Instrument Date	Dec 21, 2020
Instrument	2020-003751
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SETTLERS POINT DR, GUYTON, GA 31312-6596

Mortgage

Document Number	0000002648/0000000912
Date	Dec 23, 2020
Book Page	0000002648/0000000912
Instrument	013556

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 15, 2018
Property Address	111 SETTLERS POINT DR, GUYTON, GA 31312-6596
Document Number	002493/149
Book / Page	2493 / 149
Instrument Date	Oct 15, 2018
Instrument	2018-002780
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 GREEN PADDOCK CIR, GUYTON, GA 31312-7139

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,546 (-14.79%) Land $30,000 Building $213,546	$608,864 (-14.79%) Land $75,000 Building $533,864
2025	$6,546.00 (+11.14%) Homeowner's exemption	$285,805 (+21.1%) Land $30,000 Building $255,805	$714,512 (+21.1%) Land $75,000 Building $639,512
2024	$5,890.00 (+18.39%) Homeowner's exemption	$236,012 (+12.69%) Land $30,000 Building $206,012	$590,030 (+12.69%) Land $75,000 Building $515,030
2023	$4,975.00 (-12.47%) Homeowner's exemption	$209,436 (+0.96%) Land $20,800 Building $188,636	$523,590 (+0.96%) Land $52,000 Building $471,590
2022	$5,684.00 Homeowner's exemption	$207,436 Land $18,800 Building $188,636	$518,590 Land $47,000 Building $471,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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