Effingham County property record for 109 Settlers Point Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,924 sqft · built 2016 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,000 (Sep 2016) |
| Tax Bill | $7,913 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0397C-005-000 |
| Primary APN | 0397C-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,924 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 1,248 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 377 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12359 |
|---|---|
| Street Address | 109 SETTLERS POINT DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .38 AC LOT 5 OUT 80-47 |
| Legal Subdivision | SETTLERS POINT |
| Legal Lot Number | 5 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30404 |
109 Settlers Point Dr is owned and occupied by two individuals who bought it in September 2016.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SETTLERS POINT DR, GUYTON, GA 31312-6596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on File |
| Deed Sale | Sep 23, 2016 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 20162525 |
| Deed Book / Page | 2368 / 847 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Settlers Point Dr was $7,913, up 25.4% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,991 (-5.77%) Land $30,000 Building $203,991 | $584,978 (-5.77%) Land $75,000 Building $509,978 | |
| 2025 | $7,913.00 (+25.44%) | $248,321 (+17.9%) Land $30,000 Building $218,321 | $620,802 (+17.9%) Land $75,000 Building $545,802 |
| 2024 | $6,308.00 (+17.95%) | $210,620 (+12.76%) Land $30,000 Building $180,620 | $526,550 (+12.76%) Land $75,000 Building $451,550 |
| 2023 | $5,348.00 (-4.94%) | $186,780 (+1.08%) Land $20,800 Building $165,980 | $466,950 (+1.08%) Land $52,000 Building $414,950 |
| 2022 | $5,626.00 | $184,780 Land $18,800 Building $165,980 | $461,950 Land $47,000 Building $414,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Settlers Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Settlers Point Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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