115 Oak St, Berea, KY 40403 Property Records

Madison County property record for 115 Oak St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,190 sqft
Lot Size	0.225 acres (9,823 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Jul 2010)
Tax Bill	$880 (2025)
Flood Zone	Zone X (minimal risk)
APN	`B006-0006-0006`

Property Details

APN / Parcel Number

Primary APN	`B006-0006-0006`
Alternative APNs	`112949` `76056` `42148`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	9,823 sqft (0.225 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	42148
Street Address	115 OAK ST
City	BEREA
State	KY
Zip	40403-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW BEREA LOT 49-50 & PT 48 BLK B
Legal Subdivision	NEW BEREA
Legal Block	B
Legal Lot Number	49-50
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2013
Census Tract	11201

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 OAK ST, BEREA, KY 40403-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2010 · Amount on Record
Deed Sale	Jul 14, 2010 · Amount on Record
Deed Document Number	2010445989
Deed Book / Page	658 / 643
Prior Transfer Date	Jul 7, 2010
Prior Transfer Doc	00D658/640
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+10.97%) Homeowner's exemption	$123,000 (+14.95%)	$123,000 (+14.95%)
2023	$793.00 Homeowner's exemption	$107,000	$107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20