Lorain County property record for 119 Mill Stream Cir, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,100 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $189,900 (2017) |
| Tax Bill | $4,338.00 (2025) |
Source: Lorain County records · APN 11-00-091-000-068
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 14, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MTG |
| Aug 18, 2017 | Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Aug 18, 2017 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Prior Sale | Dec 28, 2012 · Amount on Record |
| Deed Doc Number | 2017641162 |
| Prior Transfer Date | Mar 20, 2015 |
| Prior Transfer Doc | 0000541607 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 08, 2026 |
| Property Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000098842 |
| Instrument Date | May 26, 2026 |
| Instrument | 202698842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000098842, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 202698842 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000887875 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-0887875 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000799087 |
| Instrument Date | Nov 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2021 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 119 MILL STREAM CIR ELYRIA OH 440358677, ELYRIA, OH 44035-8677 |
| Document Number | 0000799087 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 799087 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 18, 2017 |
| Property Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000641162 |
| Map Reference | PB 63 PG 14 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 2017-0641162 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.60 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000641163 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017-0641163 |
| Name | POLARIS HOME FUNDING CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 18, 2017 |
| Property Address | 119 MILL STREAM CIR, ELYRIA, OH 44035-8677 |
| Document Number | 0000641161 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 641161 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11810 HEATH RD CHESTERLAND OH 440261612, CHESTERLAND, OH 44026-1612 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,338.00 Homeowner's exemption | $105,160 (%) Land $19,660 Building $85,500 | $300,470 (-) Land $56,180 Building $244,290 |
| 2024 | $4,338.00 (+34.18%) | $105,165 (+50.12%) Land $19,663 Building $85,502 | $300,470 (+50.11%) Land $56,180 Building $244,290 |
| 2023 | $3,233.00 (+0.31%) | $70,056 (+0.01%) Land $15,694 Building $54,362 | $200,160 (-) Land $44,840 Building $155,320 |
| 2022 | $3,223.00 | $70,050 Land $15,690 Building $54,360 | |
| 2021 | $200,160 Land $44,840 Building $155,320 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 11-00-091-000-068 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 2,584 sqft Gross Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 119 MILL STREAM CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8677 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE RESERVE DEVELOPMENT 2 75 X 150 |
| Legal Subdivision | CHESTNUT RIDGE RESERVE DEVELOPMENT 2 |
| Legal Lot Number | 34 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 91100 |
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