107 Mill Stream Cir, Elyria, OH 44035 Property Records

Lorain County property record for 107 Mill Stream Cir, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,238 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2019)
Tax Bill$4,653.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-00-091-000-066

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,238 sqft Living Area
1st Floor1,113 sqft 1st Floor
2nd Floor966 sqft 2nd Floor
Attic Area441 sqft Attic
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area10,890 sqft (0.25 acres)
Depth X Width150 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Deck Area299 sqft Deck
Patio Area1,457 sqft Patio
PorchOpen Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address107 MILL STREAM CIR
CityELYRIA
StateOH
Zip44035-8677
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RIDGE RED DEV 2 75 X 150
Legal SubdivisionCHESTNUT RIDGE DEVELOPMENT #2
Legal Lot Number32
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2006
Census Tract91100

Owner

Source: Lorain County records · APN 11-00-091-000-066

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 MILL STREAM CIR, ELYRIA, OH 44035-8677
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 20, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleMay 12, 2011
Deed Doc Number2019002719
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address107 MILL STREAM CIR, ELYRIA, OH 44035-8677
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyFIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210849288
DateNov 15, 2021
Instrument2021-0849288
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 01, 2036

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 20, 2019
Property Address107 MILL STREAM CIR, ELYRIA, OH 44035-8677
Document Number0000715227
Instrument DateMay 16, 2019
Instrument715227
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 MILL STREAM CIR ELYRIA OH 440358677, ELYRIA, OH 44035-8677

Mortgage

Document Number715228
DateMay 20, 2019
Instrument715228
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank (FSB)
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 19, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,653.00$112,670 (+%) Land $19,660 Building $93,010$321,910 (-) Land $56,180 Building $265,730
2024$4,653.00 (+28.11%)$112,669 (+43.28%) Land $19,663 Building $93,006$321,910 (+43.27%) Land $56,180 Building $265,730
2023$3,632.00 (+0.3%)$78,638 (+0.01%) Land $15,694 Building $62,944$224,680 (-) Land $44,840 Building $179,840
2022$3,621.00$78,630 Land $15,690 Building $62,940
2021$224,680 Land $44,840 Building $179,840

Flood & Wildfire

107 Mill Stream Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mill Stream Cir

Nearby Streets

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