128 Mill Stream Cir, Elyria, OH 44035 Property Records

Lorain County property record for 128 Mill Stream Cir, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	1,788 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$141,000 (2015)
Tax Bill	$4,056.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-00-091-000-074`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,788 sqft Living Area
Gross Area	2,188 sqft Gross Area
1st Floor	1,008 sqft 1st Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	135 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Deck Area	220 sqft Deck
Patio Area	220 sqft Patio
Porch Area	156 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	128 MILL STREAM CIR
City	ELYRIA
State	OH
Zip	44035-8677
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE RES DEV 2 83.26 X 150.46
Legal Subdivision	CHESTNUT RIDGE RES DEV 2
Legal Lot Number	40
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records · APN 11-00-091-000-074

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 MILL STREAM CIR, ELYRIA, OH 44035-8677
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Prior Sale	Mar 14, 2012 · Amount on Record
Deed Doc Number	2015550021
Prior Transfer Date	Dec 20, 2012
Prior Transfer Doc	20120442375
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	128 MILL STREAM CIR, ELYRIA, OH 44035-8677
Document Number	0000788613
Instrument Date	Nov 07, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	128 MILL STREAM CIR ELYRIA OH 440358677, ELYRIA, OH 44035-8677

Mortgage

Document Number	0000788613
Date	Nov 13, 2020
Instrument	788613

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,080.00 (+0.59%) Homeowner's exemption	$98,740 (+%) Land $19,820 Building $78,920	$282,110 (-) Land $56,620 Building $225,490
2024	$4,056.00 (+43.27%)	$98,739 (+60.98%) Land $19,817 Building $78,922	$282,110 (+60.98%) Land $56,620 Building $225,490
2023	$2,831.00 (+0.32%)	$61,338 (%) Land $15,068 Building $46,270	$175,250 (-) Land $43,050 Building $132,200
2022	$2,822.00	$61,340 Land $15,070 Building $46,270
2021			$175,250 Land $43,050 Building $132,200

Flood & Wildfire

128 Mill Stream Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.