Polk County property record for 113 Mandolin Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,482 sqft · built 2007 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jul 2011) |
| Tax Bill | $6,971 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-000570 |
| Primary APN | 26-29-13-687553-000570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,482 sqft Living Area |
| Gross Area | 3,122 sqft |
| 1st Floor Area | 2,482 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,504 sqft (0.264 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 234 sqft |
| Street Address | 113 MANDOLIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 57 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-13-687553-000570
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2011 · Amount on Record |
| Deed Sale | Jul 29, 2011 · Amount on Record |
| Prior Sale | Jul 29, 2011 |
| Deed Document Number | 2011128748 |
| Deed Book / Page | 8439 / 2307 |
| Prior Transfer Date | Jan 06, 2008 |
| Prior Transfer Doc | 0000001502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 05, 2026 |
| Property Address | 113 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000135124 |
| Book / Page | 14027 / 724 |
| Instrument Date | May 30, 2026 |
| Instrument | 2026135124 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 113 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000135124, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 14027/724 |
| Instrument | 2026135124 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 113 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 113 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000259339 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 12895/1492 |
| Instrument | 2023259339 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,971.00 (+4.53%) | $366,477 (-3.85%) Land $62,000 Building $304,477 | $366,477 (-3.85%) Land $62,000 Building $304,477 |
| 2023 | $6,669.00 (+8.74%) | $381,168 (+9.38%) Land $60,000 Building $321,168 | $381,168 (+9.38%) Land $60,000 Building $321,168 |
| 2022 | $6,133.00 | $348,488 Land $50,000 Building $298,488 | $348,488 Land $50,000 Building $298,488 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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