Polk County property record for 107 Mandolin Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 2013 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Jun 2026) |
| Tax Bill | $4,514 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-000560 |
| Primary APN | 26-29-13-687553-000560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,504 sqft (0.264 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 160 sqft |
| Street Address | 107 MANDOLIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 56 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
107 Mandolin Dr is owned and occupied by an individual who bought it in June 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Balloon Mortgage CMG MORTGAGE INC |
| Jun 26, 2026 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Feb 26, 2019 · Amount on File |
| Deed Document Number | 2026153145 |
| Deed Book / Page | 14053 / 554 |
| Prior Transfer Date | May 7, 2025 |
| Prior Transfer Doc | 0000135288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000162553 |
| Book / Page | 14067 / 1966 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026162553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000162553, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 14067/1966 |
| Instrument | 2026162553 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000153145 |
| Book / Page | 14053 / 554 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026153145 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | ALLIANCE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211,393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000153146, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026153146 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 26632 DOMINGO DR, MISSION VIEJO, CA 92692-4115 |
| Document Number | 0000259608 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 12432/627 |
| Instrument | 2022259608 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 107 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0107610217 |
| Book / Page | 010761 / 000217 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 38614 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26632 DOMINGO DR MISSION VIEJO CA 926924115, MISSION VIEJO, CA 92692-4115 |
| Document Number | 107610218 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 010761/000218 |
| Instrument | 38615 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2049 |
The 2025 property tax bill for 107 Mandolin Dr was $4,514.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,246 (-0.45%) Land $62,000 Building $174,246 | $236,246 (-0.45%) Land $62,000 Building $174,246 | |
| 2025 | $4,514.00 | $237,311 Land $62,000 Building $175,311 | $237,311 Land $62,000 Building $175,311 |
| 2023 | $4,292.00 (+9.13%) | $248,020 (+10.67%) Land $60,000 Building $188,020 | $248,020 (+10.67%) Land $60,000 Building $188,020 |
| 2022 | $3,933.00 | $224,104 Land $50,000 Building $174,104 | $224,104 Land $50,000 Building $174,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Mandolin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Mandolin Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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