Hardin County property record for 119 Jefferson St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,164 sqft · built 2000 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $382 (Dec 2021) |
| Tax Bill | $1,553 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-10-367 |
| Primary APN | 180-20-10-367 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Heating System | Central |
|---|
| Street Address | 119 JEFFERSON ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 367 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 10 |
| Legal Lot Number | 367 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
Source: Hardin County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Dec 21, 2021 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Sep 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | May 14, 2007 · Amount on Record |
| Deed Book / Page | 1525 / 820 |
| Prior Transfer Date | Aug 9, 2021 |
| Prior Transfer Doc | 01518/1425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 002419/219 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 2419/219 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 21, 2021 |
| Property Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 001525/820 |
| Book / Page | 1525 / 820 |
| Map Reference | CAB 1 SL 875 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 VINELAND PARKWAY DR, 133, VINE GROVE, KY 40175-8447 |
| Name | Verified Name |
|---|---|
| Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 002419/203 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 2419/203 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 7, 2021 |
| Property Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 01518/1425 |
| Book / Page | 1518 / 1425 |
| Map Reference | MB 978 PG 336 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 119 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Document Number | 0002401716 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2401/716 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,553.00 (+64.86%) | $163,900 (-) Land $18,000 Building $145,900 | $163,900 (-) Land $18,000 Building $145,900 |
| 2023 | $163,900 (-) Land $14,200 Building $149,700 | $163,900 (-) Land $14,200 Building $149,700 | |
| 2022 | $163,900 Land $14,200 Building $149,700 | $163,900 Land $14,200 Building $149,700 | |
| 2021 | $942.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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