Hardin County property record for 113 Jefferson St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,724 sqft · built 1993 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,900 (Sep 1997) |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-305 |
| Primary APN | 180-20-09-305 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Frame/Masonry |
| Lot Area | 8,407 sqft (0.192 acres) |
| Deck Area | 280 sqft |
| Patio Area | 156 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 113 JEFFERSON ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 305 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 305 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-305
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1258 VALLEY CREEK RD, ELIZABETHTOWN, KY 42701-9602 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Aug 10, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FORT KNOX FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 1997 · Amount on Record |
| Deed Sale | Sep 30, 1997 · Amount on Record |
| Deed Document Number | 0000880599 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 113 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1258 VALLEY CREEK RD, ELIZABETHTOWN, KY 42701-9602 |
| Investor | Possibly a Property Investor |
| Document Number | 02489/1181 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 2489/1181 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 113 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2206/1066 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 2206/1066 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 113 JEFFERSON ST, RADCLIFF, KY 40160-9038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2276/22 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 2276/22 |
| Instrument | 20190-00009959 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,420.00 (+34.85%) | $149,200 (+37.77%) Land $18,000 Building $131,200 | $149,200 (+37.77%) Land $18,000 Building $131,200 |
| 2023 | $108,300 (-) Land $13,800 Building $94,500 | $108,300 (-) Land $13,800 Building $94,500 | |
| 2022 | $108,300 Land $13,800 Building $94,500 | $108,300 Land $13,800 Building $94,500 | |
| 2021 | $1,053.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (20193C), updated May 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 122 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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