111 Jefferson St, Radcliff, KY 40160 Property Records

Hardin County property record for 111 Jefferson St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1993
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2018)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-20-09-304`

Property Details

APN / Parcel Number

Primary APN	`180-20-09-304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Raised Ranch
Exterior Material	Frame/Masonry
Lot Area	8,364 sqft (0.192 acres)
Patio Area	124 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	111 JEFFERSON ST
City	RADCLIFF
State	KY
Zip	40160-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 304 #14
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	304
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2024
Census Tract	600

Owner

Source: Hardin County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 JEFFERSON ST, RADCLIFF, KY 40160-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE LLC
Oct 22, 2018	Deed of Trust, Mortgage KENTUCKY HOUSING CORPORATION
Oct 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	180-00013241
Deed Book / Page	1463 / 1520
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	111 JEFFERSON ST, RADCLIFF, KY 40160-9038
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	HOME CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2363/1115
Date	Feb 22, 2021
Book Page	2363/1115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	111 JEFFERSON ST, RADCLIFF, KY 40160-9038
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002249/0000000466
Date	Oct 22, 2018
Book Page	0000002249/0000000466
Instrument	201800013241

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	111 JEFFERSON ST, RADCLIFF, KY 40160-9038
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002249/0000000485
Date	Oct 22, 2018
Book Page	0000002249/0000000485
Instrument	201800013241

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Oct 22, 2018
Property Address	111 JEFFERSON ST, RADCLIFF, KY 40160-9038
Document Number	1463/1520
Book / Page	1463 / 1520
Instrument Date	Oct 11, 2018
Instrument	180-00013241
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 JEFFERSON ST, RADCLIFF, KY 40160-9038

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 (+6.68%)	$145,800 (+8%) Land $18,000 Building $127,800	$145,800 (+8%) Land $18,000 Building $127,800
2023		$135,000 (-) Land $13,800 Building $121,200	$135,000 (-) Land $13,800 Building $121,200
2022		$135,000 Land $13,800 Building $121,200	$135,000 Land $13,800 Building $121,200
2021	$1,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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