Hillsdale County property record for 119 E Silver St, Reading, MI 49274 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Square Footage | 1,275 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | 880 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2021) |
| Tax Bill | $2,271.00 (2021) |
| Primary APN | 20-040-001-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 1,905 sqft Gross Area |
| Basement Area | 840 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Architectural Style | Ranch Style |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 880 sqft Garage |
| Heating System | Forced Air Heating |
|---|
| Street Address | 119 E SILVER ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 25 ORIG PLAT PROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING |
| Legal Subdivision | PROUTY & FULLER ADD |
| Legal Lot Number | 25 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5032 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-040-001-045
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 119 E SILVER ST, READING, MI 49274-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2019 | Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Deed Doc Number | 0001798403 |
| Deed Book / Page | 1798 / 403 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 119 E SILVER ST, READING, MI 49274-9102 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01736/0511 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 1736/0511 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 15, 2021 |
| Property Address | 119 E SILVER ST, READING, MI 49274-9102 |
| Document Number | 001798/403 |
| Book / Page | 1798 / 403 |
| Map Reference | LB AD PG 502&503 |
| Instrument Date | Jun 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 E SILVER ST, 119, READING, MI 49274-9102 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10875 RAINEY RD, LITCHFIELD, MI 49252-9719 |
| Document Number | 0001798405 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 1798/405 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $73,000 | $145,931 Land $8,066 Building $137,865 | |
| 2021 | $2,271.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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