Hillsdale County property record for 116 E Silver St, Reading, MI 49274 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Square Footage | 1,014 sqft Living Area |
| Lot Size | 10,934 sqft (0.251 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,073.00 (2021) |
| Primary APN | 20-040-001-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,014 sqft Living Area |
| Gross Area | 1,398 sqft Gross Area |
| Basement Area | 252 sqft Basement |
| Stories | 2 Stories |
| Architectural Style | Ranch Style |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 10,934 sqft (0.251 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Heating System | Forced Air Heating |
|---|
| Street Address | 116 E SILVER ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17 ALSO A PCL OF LD 8 FT WIDE BY 66 FT LONG FROM W SIDE OF S1/2 LOT 18 ORIG PLAT PROUTY & FULLER ADD SEC 26 T7S R4W CITY |
| Legal Subdivision | PROUTY & FULLER ADD |
| Legal Lot Number | 17,18 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5031 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-040-001-038
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 E SILVER ST, READING, MI 49274-9102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Oct 22, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Apr 25, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2022 |
| Deed Sale | Mar 01, 2022 |
| Prior Sale | Apr 25, 2017 · Amount on Record |
| Deed Doc Number | 0001839763 |
| Deed Book / Page | 1705 / 0947 |
| Prior Transfer Date | Oct 22, 2018 |
| Prior Transfer Doc | 0017050947 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 116 E SILVER ST, READING, MI 49274-9102 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 01688/0837 |
|---|---|
| Date | May 03, 2018 |
| Book Page | 1688/0837 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Oct 22, 2018 |
| Property Address | 116 E SILVER ST, READING, MI 49274-9102 |
| Document Number | 01705/0947 |
| Book / Page | 1705 / 0947 |
| Map Reference | LB AA PG25 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $739.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 E SILVER ST, 116, READING, MI 49274-9102 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3891 CAMBRIA RD, HILLSDALE, MI 49242-8605 |
| Investor | Possibly a Property Investor |
| Document Number | 0001705949 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 1705/949 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 25, 2017 |
| Property Address | 116 E SILVER ST, READING, MI 49274-9102 |
| Document Number | 01654/0190 |
| Book / Page | 1654 / 0190 |
| Map Reference | LB AA PG25 |
| Instrument Date | Dec 20, 2014 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7931 FOWLER RD, 7931, READING, MI 49274-9667 |
| Name | Verified Name |
|---|---|
| Address | 116 E SILVER ST, READING, MI 49274-9102 |
| Document Number | 0016540192 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 1654/0192 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $44,207 Land $4,009 Building $40,198 | $88,413 Land $8,018 Building $80,395 | |
| 2021 | $1,073.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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