Hillsdale County property record for 107 E Silver St, Reading, MI 49274 · Last verified May 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $54,000 (2026) |
| Tax Bill | $469.00 (2025) |
| Primary APN | 20-040-001-048 |
|---|
| Lot Area | 2,178 sqft (0.05 acres) |
|---|---|
| Depth X Width | 66 ft x 33 ft Depth x Width |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 107 E SILVER ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9102 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | E1/2 N1/2 LOT 28 PROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | PROUTY & FULLER ADD |
| Legal Lot Number | 28 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5032 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-040-001-048
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3211 KELSO RD, NORTH ADAMS, MI 49262-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2026 | Special Warranty Deed · Conventional Mortgage MORTGAGE CENTER LLC |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Oct 31, 2024 · Amount on Record |
| Deed Doc Number | 2026622823 |
| Deed Book / Page | 1920 / 786 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 107 E SILVER ST, READING, MI 49274-9102 |
| Document Number | 0000622823 |
| Book / Page | 1920 / 786 |
| Instrument Date | Jan 05, 2026 |
| Instrument | 2026.622823 |
| Record Updated | May 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,904.40 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3211 KELSO RD, NORTH ADAMS, MI 49262-9727 |
| Investor | Possibly a Property Investor |
| Document Number | 0000622874, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026.622874 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Mar 29, 2021 |
| Property Address | 107 E SILVER ST, READING, MI 49274-9102 |
| Document Number | 001790/868 |
| Book / Page | 1790 / 868 |
| Map Reference | LB AA PG 25 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 RISTER ST, 707, CROSSVILLE, IL 62827-1136 |
| Name | Verified Name |
|---|---|
| Address | 220 N UNION ST, READING, MI 49274-9575 |
| Document Number | 0001790870 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1790/870 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469.00 (+421.11%) Homeowner's exemption | $3,100 (+14.81%) | $6,152 (+13.05%) Land $6,152 |
| 2023 | $2,700 | $5,442 Land $5,442 | |
| 2021 | $90.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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