Bergen County and Closter Borough property record for 119 Cedar Ln, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 4,203 sqft · built 2017 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $483,000 (Aug 2015) |
| Tax Bill | $33,465 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00403-0000-00004 |
| Primary APN | 07-00403-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,203 sqft Living Area |
| 1st Floor Area | 4,203 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Account Number | 109130 |
|---|---|
| Street Address | 119 CEDAR LN |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.41 AC |
| Legal Subdivision | CEDAR LANE ESTATES |
| Legal Block | 403 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 CEDAR LN, CLOSTER, NJ 07624-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2015 · Amount on Record |
| Deed Sale | Aug 11, 2015 · Amount on Record |
| Prior Sale | Jul 8, 2015 |
| Deed Document Number | 20155996601 |
| Deed Book / Page | 2019 / 555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 119 CEDAR LN, CLOSTER, NJ 07624-1015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025791879 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 02579/1879 |
| Instrument | 17-028379.01 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | MORRIS PLAINS, NJ 07950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 119 CEDAR LN, CLOSTER, NJ 07624-1015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037140435 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 3714/435 |
| Instrument | 20-088041 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year LIBOR |
| Max Rate | 10.9% |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,809,300 (+12.02%) Land $449,800 Building $1,359,500 | $1,809,300 (+12.02%) Land $449,800 Building $1,359,500 | |
| 2025 | $33,465.00 (+1.84%) | $1,615,100 (+6.73%) Land $446,700 Building $1,168,400 | $1,615,100 (+6.73%) Land $446,700 Building $1,168,400 |
| 2024 | $32,859.00 (+4.02%) | ||
| 2023 | $1,513,200 (+5.96%) Land $421,700 Building $1,091,500 | $1,513,200 (+5.96%) Land $421,700 Building $1,091,500 | |
| 2022 | $31,589.00 (+0.59%) | $1,428,100 Land $377,900 Building $1,050,200 | $1,428,100 Land $377,900 Building $1,050,200 |
| 2021 | $31,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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