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119 Bright Gem Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 119 Bright Gem Dr, Saint Charles, MO 63304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage2,784 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$224,400 (2020)
Tax Bill$4,015.00 (2024)

Property Details

APN / Parcel Number

Primary APNA973001487
Alternative APN
  • 3-0112-7636-00-0354.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,784 sqft Living Area
Gross Area3,981 sqft Gross Area
1st Floor1,704 sqft 1st Floor
Basement Area1,668 sqft Basement
Finished Basement1,080 sqft Finished
Unfinished Basement588 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area609 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area592 sqft Patio
PorchOpen Porch
Porch Area72 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA973001487
Street Address119 BRIGHT GEM DR
CitySAINT CHARLES
StateMO
Zip63304-1220
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD PL #3 LOT 354
Legal SubdivisionEMERALD PL #3
Legal Lot Number354
JurisdictionST CHARLES MO
Minor Civil DivisionCOTTLEVILLE
Census Blockgroup2
Census Block2049
Census Tract311114

Owner

Source: St. Charles County records · APN A973001487

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address119 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2020 · Amount on Record
Deed SaleApr 10, 2020 · Amount on Record
Prior SaleFeb 10, 2016 · Amount on Record
Deed Doc Number2020224040
Deed Book / Page7267 / 1859
Prior Transfer DateApr 06, 2020
Prior Transfer Doc0072671859
Record RefreshedJun 08, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 10, 2020
Property Address119 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220
Document Number0072671859
Book / Page007267 / 001859
Instrument DateApr 06, 2020
Instrument224040
Transaction TypeTransfer
Record UpdatedJul 09, 2020
Title CompanyTITLE RSRCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address119 BRIGHT GEM DR ST CHARLES MO 633041220, ST CHARLES, MO 63304-1220

Mortgage

Document Number72671861
DateApr 10, 2020
Book Page007267/001861
Instrument224050
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount Recorded
Term360 Months
DueApr 09, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,412.00 (+9.89%)$74,420 (+10.65%)$391,685 (+10.65%) Land $75,000 Building $316,685
2024$4,015.00
2023$67,257
2022$353,982 Land $60,000 Building $293,982

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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