115 Bright Gem Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 115 Bright Gem Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1998
Square Footage	2,217 sqft Living Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2005)
Tax Bill	$4,447.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`A973001488`
Alternative APN	`3-0112-7636-00-0355.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,217 sqft Living Area
1st Floor	1,256 sqft 1st Floor
Basement Area	1,232 sqft Basement
Finished Basement	1,100 sqft Finished
Stories	2 Stories
Fireplace	2 Story Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Architectural Style	Other Style
Exterior Material	Composition/Composite Exterior
Lot Area	10,454 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Exterior Amenities

Patio Area	80 sqft Patio
Porch	1 Porch
Porch Area	155 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	A973001488
Old Parcel Number	A973001488
Street Address	115 BRIGHT GEM DR
City	SAINT CHARLES
State	MO
Zip	63304-1220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EMERALD PL #3 LOT 355
Legal Range	03E
Legal Township	46N
Legal Subdivision	EMERALD PL #3
Legal Lot Number	355
Jurisdiction	ST CHARLES MO
Minor Civil Division	COTTLEVILLE
Census Blockgroup	2
Census Block	2049
Census Tract	311114

Owner

Source: St. Charles County records · APN A973001488

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	115 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2005 · Amount on Record
Deed Sale	Mar 10, 2005 · Amount on Record
Prior Sale	Apr 26, 1999
Deed Doc Number	0041202471
Deed Book / Page	4120 / 2471
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,447.00 (+25.91%)	$75,011 (+12.81%)	$394,794 (+12.81%) Land $75,000 Building $319,794
2023		$66,491 (+21.01%)
2022	$3,532.00	$54,946	$349,951 (+21.01%) Land $60,000 Building $289,951
2021			$289,190 Land $60,000 Building $229,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.