St. Charles County property record for 107 Bright Gem Dr, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,126 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $194,900 (2003) |
| Tax Bill | $4,152.00 (2025) |
Source: St. Charles County records · APN A973001490
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 107 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on Record |
| Deed Sale | Jul 10, 2003 · Amount on Record |
| Prior Sale | Jun 04, 1999 |
| Deed Doc Number | 0003510309 |
| Deed Book / Page | 3510 / 309 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 107 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0069360877 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 6936/0877 |
| Instrument | 20180620000343380 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2033 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,152.00 | $69,998 (+13.15%) | $368,412 (+13.15%) Land $75,000 Building $293,412 |
| 2023 | $61,862 | ||
| 2022 | $325,589 Land $60,000 Building $265,589 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A973001490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,126 sqft Living Area |
| 1st Floor | 1,165 sqft 1st Floor |
| Basement Area | 1,141 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 10,454 sqft (0.239 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 224 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 84 sqft Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A973001490 |
|---|---|
| Old Parcel Number | A973001490 |
| Street Address | 107 BRIGHT GEM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD PL #3 LOT 357 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | EMERALD PL #3 |
| Legal Lot Number | 357 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | COTTLEVILLE |
| Census Blockgroup | 2 |
| Census Block | 2049 |
| Census Tract | 311114 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures