Benton County property record for 119 7th Ave SE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jun 2026) |
| Tax Bill | $1,636 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.02501.00 |
| Primary APN | 17.02501.00 |
|---|
| Lot Area | 23,087 sqft (0.53 acres) |
|---|
| Street Address | 119 7TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 FREIDRICHS ADDITION LOT-001 BLOCK-001 .53 AC |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | FREIDRICHS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5023 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.02501.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · FHA Mortgage GRANITE BANK |
| Nov 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK |
| Nov 28, 2018 | Intrafamily Transfer, Transfer · Commercial Mortgage FARMERS & MERCHANTS STATE BANK OF P |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Deed Document Number | 2026484227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jun 30, 2026 |
| Property Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Document Number | 0000484227 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026484227 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | HOME TOWN TITLE LLC, HOME TOWN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Document Number | 0000484228, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026484228 |
| Name | GRANITE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 08, 2021 |
| Property Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Document Number | 456640 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 456640 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Document Number | 456641 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 456641 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 28, 2018 |
| Property Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Document Number | 0000432962 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 432962 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 119 7TH AVE SE, SAINT CLOUD, MN 56304-0810 |
| Document Number | 0000432963 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 432963 |
| Name | FARMERS & MERCHANTS STATE BANK OF P |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 15, 2023 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,636.00 (+14.09%) Homeowner's exemption | $150,700 (+10.56%) Land $40,000 Building $110,700 | $150,700 (+10.56%) Land $40,000 Building $110,700 |
| 2025 | $1,434.00 (+4.22%) Homeowner's exemption | $136,300 (+1.41%) Land $40,000 Building $96,300 | $136,300 (+1.41%) Land $40,000 Building $96,300 |
| 2023 | $1,376.00 | $134,400 Land $40,000 Building $94,400 | $134,400 Land $40,000 Building $94,400 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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